From the don't believe the Hype Dept.: Consider Sage Software's recent random survey of 200 small-business owners. Fifteen percent said they expect their company to go public in 2000. Oooo-kay. During the '90s, an average of 465 companies went public each year, according to CommScan EquiDesk. Compare that to the number of business entities--an average of 23 million through the '90s, says the Internal Revenue Service. That means only some 0.002% businesses--1 in every 49,000--actually offered shares each year. Take heart: Those odds are still far better than your chances of winning the Lotto. Back to work, bucko!

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