A new booklet, Debt Consolidation 101: Strategies for Paying Off Debts Faster & Saving Money, helps consumers understand the pros and cons of various ways to combine loans. It offers charts showing how much to pay when using a debt consolidation loan and how much money can be saved. Send $4.50 to Good Advice Press, P.O. Box 78, Elizaville, N.Y. 12523.

Before it's here, it's on the Bloomberg Terminal. LEARN MORE