Travelers Group Vice-Chairman ROBERT I. LIPP came late to insurance--but caught up fast. Lipp, 58, helped Sanford I. Weill build up consumer finance. In 1993, when Weill's Primerica bought Travelers, Lipp moved to the insurance giant. He doubled earnings in two years. Now, he's fixing the troubled property-casualty biz at Aetna, Travelers' latest buy. 1997 operating earnings should rise 30%, to $1.1 billion.

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