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RBC Near $4 Billion Deal to Buy Ally Canada Unit, CNBC Says

Royal Bank of Canada, the nation’s largest lender by assets, is nearing a deal to buy Ally Financial Inc. (ALLY)’s Canadian operations for more than $4 billion, CNBC reported, citing unidentified people familiar with the matter.

An agreement may be announced as soon as today, said the broadcaster, which reported Toronto-Dominion Bank (TD) is in the bidding as well. Katherine Gay, a spokeswoman for Toronto-based RBC, declined to comment, as did Gina Proia at Detroit-based Ally and Toronto-Dominion Bank spokesman Stephen Knight.

Royal Bank and Toronto-Dominion are among lenders that have shown interest in Ally’s Canadian operations, a person with knowledge of the matter told Bloomberg News last month. It’s unclear whether Toronto-Dominion will make a higher offer, CNBC said.

To contact the reporters on this story: Doug Alexander in Toronto at dalexander3@bloomberg.net; Dakin Campbell in San Francisco at dcampbell27@bloomberg.net

To contact the editor responsible for this story: David Scheer at dscheer@bloomberg.net

Enlarge image RBC Said to Be Lead Bidder in Talks to Buy Ally’s Canada Unit

RBC Said to Be Lead Bidder in Talks to Buy Ally’s Canada Unit

RBC Said to Be Lead Bidder in Talks to Buy Ally’s Canada Unit

Brent Lewin/Bloomberg

Royal Bank Chief Executive Officer Gordon Nixon , 55, has said the lender would explore “strategic acquisitions” amid a slowdown in Canadian consumer lending.

Royal Bank Chief Executive Officer Gordon Nixon , 55, has said the lender would explore “strategic acquisitions” amid a slowdown in Canadian consumer lending. Photographer: Brent Lewin/Bloomberg

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Personal Finance Best Sellers From Amazon

Key Rates

  • Mortgage
  • Home Equity
  • Savings
  • Auto
  • Credit Cards
Today’s national average mortgage rates. Rates may include points.
Type Today 1 Mo
30 Year Fixed Jumbo 3.99% 3.95%
30 Year Fixed 3.65% 3.51%
15 Year Fixed 2.80% 2.74%
10 Year Fixed 2.89% 2.97%
30 Year Fixed Refi 3.64% 3.50%
15 Year Fixed Refi 2.79% 2.71%
5/1 ARM 2.59% 2.61%
5/1 ARM Refi 2.60% 2.56%
View rates in your area »

Source: Bankrate.com

Today’s average home equity rates nationwide.
Type Today 1 Mo
$30K HELOC 5.35% 5.24%
$50K HELOC 4.56% 4.60%
$75K HELOC 4.57% 4.54%
$100K HELOC 4.27% 4.27%
$30K Home Equity Loan 5.95% 6.06%
$50K Home Equity Loan 5.97% 6.02%
$75K Home Equity Loan 5.94% 5.98%
$100K Home Equity Loan 5.80% 5.84%
View rates in your area »

Source: Bankrate.com

Today’s average savings rates nationwide.
Type Today 1 Mo
5 Year CD 1.23% 1.21%
2 Year CD 0.72% 0.66%
1 Year CD 0.59% 0.52%
MMA $10K+ 0.47% 0.50%
MMA $50K+ 0.69% 0.71%
MMA Savings Jumbo 0.58% 0.60%
View rates in your area »

Source: Bankrate.com

Today’s average auto loan rates nationwide.
Type Today 1 Mo
60 Months Used Car 2.97% 2.94%
48 Months Used Car 2.92% 3.12%
36 Months Used Car 2.88% 2.96%
72 Months New Car 2.45% 2.98%
60 Months New Car 2.53% 2.68%
48 Months New Car 2.44% 2.60%
60 Months Auto Refi 4.15% 4.37%
36 Months Auto Refi 3.60% 3.77%
View rates in your area »

Source: Bankrate.com

Today’s average credit card rates nationwide.
Type Today 1 Mo
Standard Variable 14.12% 14.12%
Standard Fixed 13.23% 13.23%
Gold Variable 12.70% 12.70%
Gold Fixed 11.99% 11.99%
Platinum Variable 15.53% 15.46%
Platinum Fixed 12.70% 12.70%
View rates in your area »

Source: Bankrate.com