U.S. Consumer Credit Rates by Product

The following table shows various consumer credit rates as reported by Bankrate.com. The data was last updated on 4/12/2012.

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                          Latest 03/30/12 02/29/12 01/31/12 03/31/10
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15 Year Fixed Mortgage     3.12%    3.21%    3.15%    3.19%    4.36%
30 Year Fixed Mortgage     3.90%    3.97%    3.88%    3.88%    5.12%
1 Year ARM Mortgage        2.78%    2.80%    2.71%    2.71%    3.23%
3/1 Year ARM Mortgage      2.68%    2.76%    2.70%    2.77%    4.37%
5/1 Year ARM Mortgage      2.75%    2.85%    2.83%    2.86%    3.95%
7/1 Year ARM Mortgage      3.09%    3.26%    3.12%    3.18%    4.24%
10/1 Year ARM Mortgage     3.00%    3.04%    3.20%    3.17%    4.62%
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5/1 Year ARM Jumbo         2.96%    3.00%    3.26%    3.14%    4.51%
15 Year Jumbo              3.73%    3.77%    4.00%    3.73%    5.41%
30 Year Jumbo              4.48%    4.57%    4.67%    4.48%    5.83%
30 Year FHA Mortgage       3.81%    3.90%    3.85%    3.81%    5.67%
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                          Latest 03/30/12 02/29/12 01/31/12 03/31/10
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Credit Union 15 Year       3.41%    3.42%    3.32%    3.35%    4.42%
Credit Union 30 Year       4.25%    4.26%    4.04%    4.08%    5.07%
Credit Union 1 Year ARM    2.62%    2.61%    2.67%    2.63%    3.53%
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Car Loan Used 36M          3.87%    3.86%    4.46%    4.89%    6.87%
Car Loan New 36M           3.14%    3.12%    3.68%    3.53%    6.43%
Car Loan New 48M           3.26%    3.24%    3.80%    3.64%    6.48%
Car Loan New 60M           3.47%    3.45%    3.97%    3.78%    6.54%
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Credit Union New Car       4.34%    4.36%    4.41%    4.45%    6.00%
Credit Union Personal     11.96%   11.96%   12.06%   12.15%   12.78%
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Home Equity $30,000        6.43%    6.44%    6.52%    6.60%    7.76%
HELOC $30,000              5.46%    5.52%    5.54%    5.54%    5.70%
Personal Loans             9.52%    9.83%   11.13%   11.44%   10.58%
HELOC $10,000              6.43%    6.44%    6.52%    6.60%    7.76%
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                          Latest 03/30/12 02/29/12 01/31/12 03/31/10
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Credit Union MM Account    0.27%    0.27%    0.28%    0.27%    0.53%
Credit Union Check Int     0.13%    0.13%    0.13%    0.13%    0.25%
Credit Union 6month Sav    0.38%    0.38%    0.39%    0.40%    0.88%
Credit Union 1 Year Sav    0.57%    0.57%    0.58%    0.58%    1.28%
Credit Union 2.5 Yr Sav    0.93%    0.93%    1.39%    1.39%    2.05%
Credit Union 5 Year Sav    1.69%    1.69%    1.74%    1.85%    2.81%
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Savings MMA                0.73%    0.73%    0.76%    0.51%    0.79%
Savings MMA $10,000        0.73%    0.73%    0.76%    0.71%    0.90%
Interest Checking          0.49%    0.49%    0.47%    0.49%    0.60%
1 Month CD                 0.11%    0.11%    0.11%    0.11%    0.29%
2 Month CD                 0.14%    0.14%    0.14%    0.14%    0.28%
3 Month CD                 0.30%    0.29%    0.30%    0.29%    0.53%
6 Month CD                 0.52%    0.52%    0.53%    0.53%    0.79%
1 Year CD                  0.70%    0.70%    0.71%    0.77%    1.17%
2 Year CD                  0.90%    0.90%    0.91%    0.92%    1.64%
2.5 Year CD                0.90%    0.90%    0.91%    0.91%    1.49%
3 Year CD                  1.06%    1.06%    1.08%    1.10%    1.98%
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To contact the reporter on this story: Ainhoa Goyeneche in Washington at agoyenechecu@bloomberg.net

To contact the editor responsible for this story: Marco Babic at mbabic@bloomberg.net

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