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Bank of America Shares Top $10 First Time Since August

Bank of America Corp., the second- biggest U.S. lender by assets, topped $10 in New York trading for the first time since August amid a rally that began after the firm passed the Federal Reserve stress test.

Bank of America rose 2.5 percent to $10.04 at 12:06 p.m. in New York. The Charlotte, North Carolina-based firm has advanced about 18 percent since the Fed said March 13 that all but four of the 19 largest U.S. banks could withstand a severe recession.

Chief Executive Officer Brian T. Moynihan didn’t ask for permission to raise the 1-cent dividend, thus preserving the minimum capital needed to meet Fed targets for a hypothetical crisis. Citigroup Inc. CEO Vikram Pandit’s request for increased payouts made his firm the biggest lender to fail the test.

Moynihan, 52, sold $33 billion in assets last year to boost capital levels. The bank’s financial strength improved in the fourth quarter as Tier 1 common equity, a measure of its ability to absorb losses, rose to 9.86 percent from 8.65 percent in the previous three-month period.

The firm has surged about 81 percent this year amid signs that the U.S. economy is gaining strength, easing potential future loan losses. Bank of America declined 58 percent last year over concern that rising mortgage expenses and the European debt crisis would weigh on results.

To contact the reporter on this story: Hugh Son in New York at hson1@bloomberg.net

To contact the editor responsible for this story: Rick Green at rgreen18@bloomberg.net

Enlarge image Bank of America Shares Top $10 Level

Bank of America Shares Top $10 Level

Bank of America Shares Top $10 Level

David Paul Morris/Bloomberg

A pedestrian stops to use a Bank of America Corp. automated teller machine (ATM) in San Francisco on March 14, 2012. The firm has surged about 81 percent this year amid signs that the U.S. economy is gaining strength, easing potential future loan losses.

A pedestrian stops to use a Bank of America Corp. automated teller machine (ATM) in San Francisco on March 14, 2012. The firm has surged about 81 percent this year amid signs that the U.S. economy is gaining strength, easing potential future loan losses. Photographer: David Paul Morris/Bloomberg

March 9 (Bloomberg) -- Brian T. Moynihan, chief executive officer of Bank of America Corp., says he sees signs of a rebound in U.S. consumer spending. He spoke yesterday in New York with Bloomberg Television's Betty Liu. (Excerpts. Source: Bloomberg)

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Personal Finance Best Sellers From Amazon

Key Rates

  • Mortgage
  • Home Equity
  • Savings
  • Auto
  • Credit Cards
Today’s national average mortgage rates. Rates may include points.
Type Today 1 Mo
30 Year Fixed Jumbo 3.99% 3.94%
30 Year Fixed 3.66% 3.52%
15 Year Fixed 2.79% 2.77%
10 Year Fixed 2.89% 2.98%
30 Year Fixed Refi 3.64% 3.51%
15 Year Fixed Refi 2.79% 2.74%
5/1 ARM 2.59% 2.65%
5/1 ARM Refi 2.60% 2.60%
View rates in your area »

Source: Bankrate.com

Today’s average home equity rates nationwide.
Type Today 1 Mo
$30K HELOC 5.34% 5.24%
$50K HELOC 4.56% 4.60%
$75K HELOC 4.57% 4.53%
$100K HELOC 4.27% 4.26%
$30K Home Equity Loan 5.97% 6.07%
$50K Home Equity Loan 6.01% 6.01%
$75K Home Equity Loan 5.97% 5.97%
$100K Home Equity Loan 5.84% 5.84%
View rates in your area »

Source: Bankrate.com

Today’s average savings rates nationwide.
Type Today 1 Mo
5 Year CD 1.23% 1.22%
2 Year CD 0.70% 0.66%
1 Year CD 0.57% 0.52%
MMA $10K+ 0.47% 0.50%
MMA $50K+ 0.69% 0.71%
MMA Savings Jumbo 0.59% 0.60%
View rates in your area »

Source: Bankrate.com

Today’s average auto loan rates nationwide.
Type Today 1 Mo
60 Months Used Car 2.98% 2.94%
48 Months Used Car 2.93% 3.13%
36 Months Used Car 2.89% 2.96%
72 Months New Car 2.43% 2.98%
60 Months New Car 2.54% 2.68%
48 Months New Car 2.45% 2.59%
60 Months Auto Refi 4.15% 4.37%
36 Months Auto Refi 3.61% 3.77%
View rates in your area »

Source: Bankrate.com

Today’s average credit card rates nationwide.
Type Today 1 Mo
Standard Variable 14.12% 14.12%
Standard Fixed 13.23% 13.23%
Gold Variable 12.70% 12.70%
Gold Fixed 11.99% 11.99%
Platinum Variable 15.53% 15.46%
Platinum Fixed 12.70% 12.70%
View rates in your area »

Source: Bankrate.com