Freddie Mac U.S. 30-Year Mortgage Falls to 4%

Following are U.S. mortgage interest rates as reported by Freddie Mac.

===============================================================================
                Nov. 3  Oct. 27  Oct. 20  Oct. 13   Oct. 6  Sept. 29  Sept. 22
               2011     2011     2011     2011     2011     2011      2011   
===============================================================================
                 ---------------------30-Year Fixed Rate----------------------
U.S.           4.00%    4.10%    4.11%    4.12%    3.94%    4.01%     4.09%  
 Northeast     4.01%    4.09%    4.10%    4.12%    3.92%    4.01%     4.08%  
 Southeast     4.06%    4.15%    4.17%    4.17%    4.02%    4.09%     4.16%  
 North Central 4.02%    4.11%    4.12%    4.08%    3.97%    4.02%     4.09%  
 Southwest     4.03%    4.14%    4.13%    4.15%    3.99%    4.08%     4.14%  
 West          3.94%    4.06%    4.06%    4.09%    3.87%    3.95%     4.02%  
                 ---------------------15-Year Fixed Rate----------------------
U.S.           3.31%    3.38%    3.38%    3.37%    3.26%    3.28%     3.29%  
 Northeast     3.33%    3.37%    3.38%    3.37%    3.27%    3.28%     3.30%  
 Southeast     3.32%    3.39%    3.40%    3.37%    3.29%    3.30%     3.30%  
 North Central 3.32%    3.39%    3.38%    3.33%    3.26%    3.28%     3.27%  
===============================================================================
                Nov. 3  Oct. 27  Oct. 20  Oct. 13   Oct. 6  Sept. 29  Sept. 22
               2011     2011     2011     2011     2011     2011      2011   
===============================================================================
 Southwest     3.35%    3.43%    3.42%    3.43%    3.32%    3.36%     3.36%  
 West          3.27%    3.36%    3.35%    3.36%    3.22%    3.25%     3.26%  
                 ------------------5/1-Year Adjustable Rate-------------------
U.S.           2.96%    3.08%    3.01%    3.06%    2.96%    3.02%     3.02%  
 Northeast     3.08%    3.11%    3.08%    3.12%    3.02%    3.10%     3.09%  
 Southeast     2.92%    3.03%    2.97%    3.03%    2.92%    3.00%     2.95%  
 North Central 3.09%    3.25%    3.13%    3.19%    3.16%    3.15%     3.16%  
 Southwest     2.88%    3.18%    2.96%    3.06%    2.95%    3.05%     3.04%  
 West          2.82%    2.94%    2.90%    2.94%    2.81%    2.88%     2.89%  
                 -------------------1-Year Adjustable Rate--------------------
U.S.           2.88%    2.90%    2.94%    2.90%    2.95%    2.83%     2.82%  
 Northeast     3.00%    3.04%    3.00%    2.90%    3.00%    2.90%     2.88%  
 Southeast     2.78%    2.75%    2.84%    2.84%    2.81%    2.72%     2.72%  
 North Central 3.20%    3.28%    3.50%    3.45%    3.48%    3.14%     3.16%  
 Southwest     2.68%    2.71%    2.71%    2.71%    2.71%    2.71%     2.70%  
 West          2.70%    2.70%    2.70%    2.70%    2.77%    2.70%     2.68%  
===============================================================================
Note: Freddie Mac surveys lenders each week to obtain the average contract
interest rate, average number of points, and the average ARM margin that would 
be quoted to consumers on conventional, conforming first mortgage products.  
Four single-family loan products are covered: 30-year fixed-rate, 15-year
fixed-rate, 5/1 Treasury-indexed adjustable-rate mortgages, and 1-year
Treasury-indexed adjustable-rate mortgages.
Currently, 125 lenders are surveyed each week and the mix of lender types --
thrifts, commercial banks and mortgage lending companies -- is roughly
proportional to the level of mortgage business that each type commands
nationwide.  National averages and averages for each of five regions are
reported.     

SOURCE: Freddie Mac.

To contact the reporter on this story: Chris Middleton in Washington at cmiddleton2@bloomberg.net

To contact the editor responsible for this story: Marco Babic at mbabic@bloomberg.net

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