ECB September Financial Institutions Rates and Lending

Following is a summary of September Euro Area MFI interest rates and lending from the ECB in Frankfurt:

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                              Sept.     Aug.     July     June      May     Year
                               2011     2011     2011     2011     2011      Ago
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                             ----------------Amount of New Loans----------------
House purchases                44.8     43.5     50.7     50.7     54.0     54.2
Household consumption          14.6     13.4     15.4     15.4     16.4     14.2
New nonfinancial company loans:
Up to EUR 1 million        
 Up to one year                50.7     41.4     53.6     52.3     51.0     50.8
 One to five years              4.6      4.1      4.9      5.1      4.9      4.6
 Five or more years             4.5      3.9      5.0      5.0      4.9      4.8
Over EUR 1 million         
 Up to one year               169.0    137.4    179.7    182.8    151.1    163.3
 One to five years              6.6      4.4      7.0      7.4      5.1      6.7
 Five or more years             7.9      6.7     10.4      9.7      8.9      7.5
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                              Sept.     Aug.     July     June      May     Year
                               2011     2011     2011     2011     2011      Ago
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                            --------------Total Outstanding Loans:--------------
Household loans for homes  
 Up to one year                14.1     14.0     13.9     14.1     13.8     14.2
 One to five years             56.1     55.5     55.1     54.7     54.2     57.9
 Over five years maturity   3,669.4  3,657.5  3,652.7  3,651.3  3,642.4  3,516.4
Consumer credit            
 Up to one year               277.3    276.0    274.4    283.3    273.8    279.6
 One to five years            268.7    269.1    267.0    268.1    269.7    271.3
 Over five years maturity     885.3    884.0    885.8    885.0    884.5    871.4
Nonfinancial corporations  
 Up to one year             1,094.4  1,082.3  1,100.6  1,108.2  1,078.9  1,062.9
 One to five years            820.4    820.5    820.8    823.2    834.2    866.7
 Over five years maturity   2,603.8  2,597.5  2,599.8  2,586.8  2,581.1  2,528.7

                              ------------------Interest Rates------------------
Household consumption APR     7.63%    7.57%    7.43%    7.42%    7.49%    7.33%
House purchases APR           4.02%    4.16%    4.10%    4.09%    4.09%    3.62%
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                              Sept.     Aug.     July     June      May     Year
                               2011     2011     2011     2011     2011      Ago
================================================================================
Deposits:                  
Nonfinancials overnight       0.69%    0.68%    0.66%    0.67%    0.63%    0.46%
Households:                
 Redeem up to 3 mos.          1.79%    1.77%    1.70%    1.70%    1.67%    1.55%
 Maturity up to one year      2.73%    2.73%    2.74%    2.58%    2.52%    2.25%
 Maturity over two years      2.92%    2.99%    3.10%    3.15%    3.07%    2.28%

Loans:                     
Household bank overdraft      8.89%    8.83%    8.77%    8.73%    8.70%    8.77%
Home purchase 5 to 10 years   4.02%    4.20%    4.26%    4.29%    4.30%    3.84%
Nonfinancials              
Up to EUR 1mln up to 1 year   4.18%    4.10%    4.09%    3.94%    3.91%    3.35%
Over EUR 1 mln up to 1 year   2.92%    2.90%    3.00%    2.92%    2.75%    2.26%
Over EUR 1 mln over 5 years   3.69%    3.96%    3.71%    3.29%    3.82%    3.51%
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NOTE: Loan amounts are in billions of euros. Rates are weighted
averages.                  

SOURCE: European Central Bank (ECB)

To contact the reporter on this story: Kristian Siedenburg in Vienna at ksiedenburg@bloomberg.net

To contact the editor responsible for this story: Marco Babic at mbabic@bloomberg.net

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