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Mediobanca First-Quarter Profit Falls on Writedowns, Trading

Mediobanca SpA (MB), Italy’s biggest publicly traded investment bank, said first-quarter profit fell 56 percent, hurt by writedowns of Greek bonds and trading losses.

Net income declined to 56.8 million euros ($81 million) in the three months ended Sept. 30 from 127.6 million euros a year earlier, the Milan-based bank said in a statement today. Writedowns of Greek bonds totaled 44 million euros.

Chief Executive Officer Alberto Nagel, who is expected to be confirmed at today’s annual shareholders’ meeting, is broadening the bank’s retail division to boost profitability.

“Estimates for the current financial year continue to be strongly affected by the impact of the market crisis on financial asset valuations,” the bank in the statement.

The company’s core Tier 1 capital ratio, a key measure of financial strength, declined to 11.1 percent at the end of September from 11.2 percent at the end of June, confirming Mediobanca as one of the best-capitalized lenders in the country.

Net interest income rose 8 percent to 281.8 million euros, while trading income swung to a loss of 12 million euros.

To contact the reporter on this story: Sonia Sirletti in Milan at ssirletti@bloomberg.net

To contact the editor responsible for this story: Frank Connelly at fconnelly@bloomberg.net

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Today’s national average mortgage rates. Rates may include points.
Type Today 1 Mo
30 Year Fixed Jumbo 3.99% 3.95%
30 Year Fixed 3.65% 3.51%
15 Year Fixed 2.80% 2.74%
10 Year Fixed 2.89% 2.97%
30 Year Fixed Refi 3.64% 3.50%
15 Year Fixed Refi 2.79% 2.71%
5/1 ARM 2.59% 2.61%
5/1 ARM Refi 2.60% 2.56%
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Source: Bankrate.com

Today’s average home equity rates nationwide.
Type Today 1 Mo
$30K HELOC 5.35% 5.24%
$50K HELOC 4.56% 4.60%
$75K HELOC 4.57% 4.54%
$100K HELOC 4.27% 4.27%
$30K Home Equity Loan 5.95% 6.06%
$50K Home Equity Loan 5.97% 6.02%
$75K Home Equity Loan 5.94% 5.98%
$100K Home Equity Loan 5.80% 5.84%
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Source: Bankrate.com

Today’s average savings rates nationwide.
Type Today 1 Mo
5 Year CD 1.23% 1.21%
2 Year CD 0.72% 0.66%
1 Year CD 0.59% 0.52%
MMA $10K+ 0.47% 0.50%
MMA $50K+ 0.69% 0.71%
MMA Savings Jumbo 0.58% 0.60%
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Source: Bankrate.com

Today’s average auto loan rates nationwide.
Type Today 1 Mo
60 Months Used Car 2.97% 2.94%
48 Months Used Car 2.92% 3.12%
36 Months Used Car 2.88% 2.96%
72 Months New Car 2.45% 2.98%
60 Months New Car 2.53% 2.68%
48 Months New Car 2.44% 2.60%
60 Months Auto Refi 4.15% 4.37%
36 Months Auto Refi 3.60% 3.77%
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Today’s average credit card rates nationwide.
Type Today 1 Mo
Standard Variable 14.12% 14.12%
Standard Fixed 13.23% 13.23%
Gold Variable 12.70% 12.70%
Gold Fixed 11.99% 11.99%
Platinum Variable 15.53% 15.46%
Platinum Fixed 12.70% 12.70%
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