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OECD’s Gurria Says ECB Should Cut Its Benchmark Rate Today

The European Central Bank should cut its benchmark interest rate today and authorities should introduce new bank stress tests that fully take into account a sovereign default, said Angel Gurria, secretary general of the Organization for Economic Cooperation and Development.

“We believe there is space,” Gurria said in an interview with Bloomberg Television’s Francine Lacqua in Berlin. “There can be a reduction in interest rates both to signal that the authorities are vigilant and that there is concern about the robustness of the recovery.”

Cutting rates today would also “make things easier for Mario” Draghi, the Bank of Italy governor who will succeed Jean-Claude Trichet as ECB head on Nov. 1, Gurria said.

Gurria also said that European banks should be subjected to additional stress tests that “fully take into consideration the impact of sovereign debt.”

The stress tests conducted earlier this year “did not provide confidence to markets,” because they did not clearly gauge the effects of a sovereign default, he said.

To contact the reporter on this story: Andrew Davis in Rome at abdavis@bloomberg.net

To contact the editor responsible for this story: Craig Stirling at cstirling1@bloomberg.net

Oct. 6 (Bloomberg) -- Angel Gurria, secretary general of the Organization for Economic Cooperation and Development, discusses the outlook for today's European Central Bank interest-rate decision. He speaks in Berlin with Francine Lacqua on Bloomberg Television's "The Pulse." (Source: Bloomberg)

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Key Rates

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Today’s national average mortgage rates. Rates may include points.
Type Today 1 Mo
30 Year Fixed Jumbo 4.00% 3.94%
30 Year Fixed 3.73% 3.50%
15 Year Fixed 2.85% 2.74%
10 Year Fixed 2.92% 3.00%
30 Year Fixed Refi 3.72% 3.49%
15 Year Fixed Refi 2.85% 2.71%
5/1 ARM 2.60% 2.62%
5/1 ARM Refi 2.61% 2.57%
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Source: Bankrate.com

Today’s average home equity rates nationwide.
Type Today 1 Mo
$30K HELOC 5.35% 5.24%
$50K HELOC 4.56% 4.53%
$75K HELOC 4.57% 4.53%
$100K HELOC 4.27% 4.21%
$30K Home Equity Loan 5.95% 6.06%
$50K Home Equity Loan 5.97% 6.02%
$75K Home Equity Loan 5.94% 5.99%
$100K Home Equity Loan 5.80% 5.84%
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Source: Bankrate.com

Today’s average savings rates nationwide.
Type Today 1 Mo
5 Year CD 1.23% 1.21%
2 Year CD 0.70% 0.66%
1 Year CD 0.57% 0.52%
MMA $10K+ 0.47% 0.50%
MMA $50K+ 0.69% 0.70%
MMA Savings Jumbo 0.58% 0.60%
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Source: Bankrate.com

Today’s average auto loan rates nationwide.
Type Today 1 Mo
60 Months Used Car 2.97% 3.19%
48 Months Used Car 2.92% 3.13%
36 Months Used Car 2.88% 2.96%
72 Months New Car 2.45% 2.96%
60 Months New Car 2.53% 2.67%
48 Months New Car 2.44% 2.58%
60 Months Auto Refi 4.15% 4.36%
36 Months Auto Refi 3.60% 3.76%
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Source: Bankrate.com

Today’s average credit card rates nationwide.
Type Today 1 Mo
Standard Variable 14.12% 14.12%
Standard Fixed 13.23% 13.23%
Gold Variable 12.70% 12.70%
Gold Fixed 11.99% 11.99%
Platinum Variable 15.53% 15.57%
Platinum Fixed 12.70% 12.70%
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Source: Bankrate.com