Market Snapshot
  • U.S.
  • Europe
  • Asia
Ticker Volume Price Price Delta
DJIA 12,454.80 -74.92 -0.60%
S&P 500 1,317.82 -2.86 -0.22%
Nasdaq 2,837.53 -1.85 -0.07%
Ticker Volume Price Price Delta
STOXX 50 2,161.87 +5.35 0.25%
FTSE 100 5,351.53 +1.48 0.03%
DAX 6,339.94 +24.05 0.38%
Ticker Volume Price Price Delta
Nikkei 8,580.39 +17.01 0.20%
TOPIX 722.11 -0.14 -0.02%
Hang Seng 18,713.40 +47.01 0.25%
Gold 1,571.20 +0.73%
EUR-USD 1.2517 -0.1227%
Nasdaq 2,837.53 -0.07%
DJIA 12,454.80 -0.60%
S&P 500 1,317.82 -0.22%
FTSE 100 5,351.53 +0.03%
STOXX 50 2,161.87 +0.25%
DAX 6,339.94 +0.38%
Oil (WTI) 90.86 +0.22%
U.S. 10-year 1.738% -0.039
BAC:US 7.15 +0.14%
FB:US 31.91 -3.39%

Greek Debt Swap May Cut Debt By 27 Billion Euros, IIF Says

Greece’s debt may fall by 27 billion euros ($37 billion) this year, or 12 percent of the country’s gross domestic product, after a proposed bond swap and buyback, the Institute of International Finance said.

The debt swap is part of a broader rescue package agreed to by European authorities on July 21, which also includes 109 billion euros in public money and an expanded scope for the European Union’s rescue fund. The private-sector part of the rescue package will provide 300 billion euros in cash flow savings through 2020, said the IIF, a trade association.

Those savings and lower debt “would translate into a significantly improved outlook for debt sustainability,” IIF said in a research note released late yesterday. “The massive reduction in financing needs should have important positive effects.”

Greece’s two-year bonds currently yield almost 70 percent and credit default swaps indicate more than a 90 percent chance the country won’t be able to pay back a debt of more than 350 billion euros. Portugal and Ireland followed Greece is seeking bailouts and bond yields in Spain and Italy surged to euro-era records last month as contagion from the debt crisis spread.

IIF said there are “encouraging indications of strong participations” in the debt exchange, a voluntary effort that aims for a 90 percent takeup rate. Greece and the IIF are in the midst of informational meetings with investors that will continue through the end of September.

Record Debt

The European Commission forecast in May that Greece’s debt would rise to almost 158 percent of GDP this year and 166 percent next year. Greece ended last year with a debt of 143 percent, already the highest of any nation in the euro area’s history.

The IIF plan offers investors four options for exchanging their Greek debt holdings into new bonds with a longer maturity, lower interest rates and “credit enhancements” of AAA zero- coupon long-term bonds. European authorities will finance the credit enhancements, which will be acquired by Greece, and they are expected to amount to 41 billion euros, the trade group said.

Alongside the debt swap, the Greek rescue plan includes a debt buyback, initially financed with 20 billion euros from countries in the euro region. IIF said it’s exploring options for an expanded buyback, using financing from non-European governments and the International Monetary Fund.

In the short term, Greece needs to follow through on a set of fiscal measures designed to address “fiscal slippages” in 2011, IIF said. These slippages are a result of a weaker-than- expected economy, shortfalls in tax collection, and a delay in implementing a reduction in interest rates on euro-area loans to Greece.

IIF is a Washington-based trade group whose members include more than 450 financial institutions around the world.

To contact the reporters on this story: Rebecca Christie in Brussels at rchristie4@bloomberg.net;

To contact the editors responsible for this story: James Hertling at jhertling@bloomberg.net;

Key Rates

  • Mortgage
  • Home Equity
  • Savings
  • Auto
  • Credit Cards
See today's average mortgage rates across the country. Source: Bankrate.com
Type Today 1 Mo
30-Year Fixed 3.80% 3.85%
15-Year Fixed 3.09% 3.07%
5/1-Year ARM 2.65% 2.71%
3/1 Year ARM 2.69% 2.64%
1-Year ARM 3.54% 2.78%
30 Year Jumbo 4.38% 4.45%
15-Year Fixed Jumbo 3.61% 3.66%
5/1-Year ARM Jumbo 2.90% 2.91%

Rates may include points.

See today’s average home equity rates across the country. Source: Bankrate.com
Type Today 1 Mo
30000 USD 6.40% 6.42%
Home Equity Loan 7.01% 7.47%
HELOC 30000 USD 5.53% 5.46%
HELOC Loan 3.95% 3.63%
Credit Union HELOC 4.30% 4.35%
See today’s average savings rates across the country. Source: Bankrate.com
Type Today 1 Mo
5-Year 1.49% 1.49%
2-Year 0.90% 0.90%
6-Month 0.52% 0.52%
1-Month 0.11% 0.11%
5-Year Jumbo 1.49% 1.49%
2-Year Jumbo 0.87% 0.90%
1-Year Jumbo 0.72% 0.74%
6-Month Jumbo 0.48% 0.48%
1-Month Jumbo 0.11% 0.11%
See today’s average auto loan rates across the country. Source: Bankrate.com
Type Today 1 Mo
New 36 Month 3.11% 3.16%
New 48 Month 3.24% 3.28%
New 60 Month 3.35% 3.49%
Used 4.34% 4.37%
See today’s average credit card rates across the country. Source: Bankrate.com
Type Today 1 Mo
Standard Variable 14.10% 14.10%
Standard Fixed 14.43% 14.43%
Gold Variable 12.59% 12.59%
Gold Fixed 11.99% 11.99%
Platinum Variable 14.68% 14.74%
Platinum Fixed 13.72% 13.72%
View rates in your area »