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Pennsylvania Won’t Take Over Pittsburgh’s 62%-Funded Pension

Pennsylvania won’t take over Pittsburgh’s pension system because the retirement plan can pay 62 percent of its promised benefits, a decision that will forestall higher city payments.

Had the Public Employee Retirement Commission today deemed the system under 50 percent funded, the Pennsylvania Municipal Retirement System would have taken it over, as state law requires. That might have meant higher costs.

To prevent loss of control, the City Council in December pledged $736 million in parking revenue through 2041 to the pension fund. As a result, the system’s assets hit $632 million, said James McAneny, executive director of the retirement commission, who cited figures from the fund’s custodian, PNC Institutional Investments.

“This is extremely good news for the people of Pittsburgh,” Mayor Luke Ravenstahl said in a statement. “This is a critical step for us as we get closer to completing our financial recovery.”

Pittsburgh, the state’s second-largest city by population, is among municipal governments facing gaps between assets and obligations to workers. National estimates on unfunded liabilities vary depending on assumptions and range from $700 billion to more than $3 trillion.

Standard & Poor’s in April revised its outlook on Pittsburgh debt to negative from stable because of the rising financial pressures tied to the pension system.

To contact the reporter on this story: Romy Varghese in Philadelphia at rvarghese8@bloomberg.net

To contact the editor responsible for this story: Mark Tannenbaum at mtannen@bloomberg.net

Key Rates

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See today's average mortgage rates across the country. Source: Bankrate.com
Type Today 1 Mo
30-Year Fixed 3.76% 3.81%
15-Year Fixed 3.07% 3.05%
5/1-Year ARM 2.64% 2.71%
3/1 Year ARM 2.64% 2.67%
1-Year ARM 3.55% 2.78%
30 Year Jumbo 4.38% 4.42%
15-Year Fixed Jumbo 3.60% 3.63%
5/1-Year ARM Jumbo 2.89% 2.89%

Rates may include points.

See today’s average home equity rates across the country. Source: Bankrate.com
Type Today 1 Mo
30000 USD 6.42% 6.40%
Home Equity Loan 7.01% 7.47%
HELOC 30000 USD 5.53% 5.47%
HELOC Loan 3.95% 3.63%
Credit Union HELOC 4.30% 4.35%
See today’s average savings rates across the country. Source: Bankrate.com
Type Today 1 Mo
5-Year 1.49% 1.49%
2-Year 0.90% 0.90%
6-Month 0.52% 0.52%
1-Month 0.11% 0.11%
5-Year Jumbo 1.49% 1.49%
2-Year Jumbo 0.87% 0.90%
1-Year Jumbo 0.72% 0.75%
6-Month Jumbo 0.48% 0.48%
1-Month Jumbo 0.11% 0.11%
See today’s average auto loan rates across the country. Source: Bankrate.com
Type Today 1 Mo
New 36 Month 3.09% 3.16%
New 48 Month 3.88% 3.28%
New 60 Month 3.32% 3.49%
Used 4.33% 4.37%
See today’s average credit card rates across the country. Source: Bankrate.com
Type Today 1 Mo
Standard Variable 14.10% 14.10%
Standard Fixed 14.43% 14.43%
Gold Variable 12.59% 12.59%
Gold Fixed 11.99% 11.99%
Platinum Variable 14.69% 14.74%
Platinum Fixed 13.72% 13.72%
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