EBA European Bank 2011 Stress Test Results: Summary

Following is a table showing individual bank core Tier 1 capital ratios under the stress test as published by the European Banking Authority in London:

================================================================================
                              -Actual Result-  Adverse Scenario     Recognised
                                 T1   Capital      T1   Capital   Capital Ratio
                              Ratio   Needed*   Ratio   Needed*    2011    2012
================================================================================
Agricultural Bank Of Greece    6.3%       n/a   -0.8%       713    7.6%    6.0%
CAM(18)                        3.8%       570    3.0%       947    7.8%    5.1%
Banco Pastor                   7.6%       n/a    3.3%       317    7.9%    5.6%
Grupo Banco Grupo Caja         8.6%       n/a    4.0%       140    9.4%    6.6%
Oesterreichische Volksbank     6.4%       n/a    4.5%       160   11.7%    9.8%
Unnim(13)                      6.3%       n/a    4.5%        85    8.6%    6.2%
CatalunyaCaixa(7)              6.4%       n/a    4.8%        75    9.1%    6.3%
EFG Eurobank                   9.0%       n/a    4.9%        58    9.4%    7.6%
Espírito Santo Fin Group       6.4%       n/a    5.1%       n/a    7.2%    6.3%
Marfin Popular Bank            7.3%       n/a    5.3%       n/a   11.8%    9.2%
================================================================================
                              -Actual Result-  Adverse Scenario     Recognised
                                 T1   Capital      T1   Capital   Capital Ratio
                              Ratio   Needed*   Ratio   Needed*    2011    2012
================================================================================
Piraeus Bank Group             8.0%       n/a    5.3%       n/a    9.1%    6.3%
Nova Ljubljanska Banka         5.2%       n/a    5.3%       n/a    5.5%    5.4%
Banco Popular Español          7.1%       n/a    5.3%       n/a    8.4%    7.4%
NovaCaixaGalicia(8)            5.2%       n/a    5.3%       n/a    9.0%    6.5%
Bankinter                      6.2%       n/a    5.3%       n/a    7.4%    6.8%
Banco Comercial Português      5.9%       n/a    5.4%       n/a    7.5%    6.2%
BFA Bankia                     6.9%       n/a    5.4%       n/a    8.0%    6.5%
HSH Nordbank                  10.7%       n/a    5.5%       n/a   10.6%    9.1%
Hellenic Postbank             18.5%       n/a    5.5%       n/a   12.2%    7.1%
Norddeutsche Landesbank        4.6%       369    5.6%       n/a    6.2%    5.6%
Grupo Banca Civica             8.0%       n/a    5.6%       n/a   11.7%    9.4%
Caixa Ontinyent(16)            8.9%       n/a    5.6%       n/a    9.2%    7.2%
Banco Popolare                 5.8%       n/a    5.7%       n/a    6.7%    6.2%
Banco De Sabadell              6.2%       n/a    5.7%       n/a    9.2%    8.0%
WestLB                         8.7%       n/a    6.1%       n/a    7.3%    6.1%
Grupo BMN(9)                   8.3%       n/a    6.1%       n/a   11.4%    9.3%
================================================================================
                              -Actual Result-  Adverse Scenario     Recognised
                                 T1   Capital      T1   Capital   Capital Ratio
                              Ratio   Needed*   Ratio   Needed*    2011    2012
================================================================================
Bank Of Cyprus                 8.1%       n/a    6.2%       n/a   11.4%    9.5%
Caixa Geral De Depósitos       8.5%       n/a    6.2%       n/a    8.0%    6.5%
Colonya(17)                   11.2%       n/a    6.2%       n/a   11.4%    8.0%
Banca Monte(2)                 5.8%       n/a    6.3%       n/a    9.4%    8.8%
Royal Bank Of Scotland         9.7%       n/a    6.3%       n/a    7.2%    6.3%
Commerzbank                   10.0%       n/a    6.4%       n/a    6.8%    6.4%
La Caixa(6)                    6.8%       n/a    6.4%       n/a    9.2%    9.1%
Deutsche Bank                  8.8%       n/a    6.5%       n/a    6.7%    6.5%
Societe Generale               8.1%       n/a    6.6%       n/a    6.8%    6.6%
Unicredit                      7.8%       n/a    6.7%       n/a    7.7%    7.2%
Banco BPI                      8.2%       n/a    6.7%       n/a    7.9%    7.0%
Caja De Ahorros(11)            9.7%       n/a    6.7%       n/a    9.0%    7.3%
BPCE                           7.8%       n/a    6.8%       n/a    7.2%    6.8%
Effibank                       8.3%       n/a    6.8%       n/a   10.1%    8.3%
Dz Bank                        8.2%       n/a    6.9%       n/a    7.9%    6.9%
SNS Bank                       8.4%       n/a    7.0%       n/a    7.7%    7.0%
================================================================================
                              -Actual Result-  Adverse Scenario     Recognised
                                 T1   Capital      T1   Capital   Capital Ratio
                              Ratio   Needed*   Ratio   Needed*    2011    2012
================================================================================
Landesbank Baden-Württ.        8.2%       n/a    7.1%       n/a    7.5%    7.5%
Bayerische Landesbank          9.3%       n/a    7.1%       n/a    8.7%    8.3%
Bank Of Ireland                8.4%       n/a    7.1%       n/a    9.7%    8.7%
Caja España(10)                8.2%       n/a    7.3%       n/a   10.2%    8.4%
Barclays                      10.0%       n/a    7.3%       n/a    7.7%    7.3%
Alpha Bank                    10.8%       n/a    7.4%       n/a    9.4%    8.2%
Unione Di Banche Italiane      7.0%       n/a    7.4%       n/a    8.5%    8.1%
National Bank Of Greece       11.9%       n/a    7.7%       n/a   12.1%    9.7%
Lloyds Banking Group          10.2%       n/a    7.7%       n/a    8.1%    7.7%
Raiffeisen Bank                8.1%       n/a    7.8%       n/a    7.6%    7.8%
BNP Paribas                    9.2%       n/a    7.9%       n/a    8.3%    7.9%
Nova Kreditna Banka(4)         7.4%       n/a    8.0%       n/a    8.2%    8.0%
Erste Bank Group               8.7%       n/a    8.1%       n/a    8.3%    8.1%
Banco Santander                7.1%       n/a    8.4%       n/a    8.8%    8.9%
Credit Agricole                8.2%       n/a    8.5%       n/a    8.4%    8.5%
HSBC Holdings                 10.5%       n/a    8.5%       n/a    8.8%    8.5%
================================================================================
                              -Actual Result-  Adverse Scenario     Recognised
                                 T1   Capital      T1   Capital   Capital Ratio
                              Ratio   Needed*   Ratio   Needed*    2011    2012
================================================================================
Svenska Handelsbanken          7.7%       n/a    8.6%       n/a    8.2%    8.6%
WGZ Bank                      10.8%       n/a    8.7%       n/a    9.6%    8.7%
ING Bank                       9.6%       n/a    8.7%       n/a    8.9%    8.6%
Caja Vital Kutxa(15)          12.5%       n/a    8.7%       n/a   11.3%    9.2%
Grupo BBK Bank                10.2%       n/a    8.8%       n/a   12.1%   11.3%
Intesa Sanpaolo                7.9%       n/a    8.9%       n/a    9.4%    9.2%
DNB Nor Bank                   8.3%       n/a    9.0%       n/a    8.5%    9.0%
Dekabank(1)                   13.0%       n/a    9.2%       n/a    8.6%    9.2%
ABN Amro Bank                  9.9%       n/a    9.2%       n/a    9.6%    9.2%
BBVA(5)                        8.0%       n/a    9.2%       n/a    9.7%   10.2%
Nykredit                       8.8%       n/a    9.4%       n/a    9.0%    9.4%
Unicaja(12)                   12.5%       n/a    9.4%       n/a   14.0%   12.2%
Swedbank                       8.7%       n/a    9.4%       n/a    9.1%    9.4%
Nordea Bank                    8.9%       n/a    9.5%       n/a    9.3%    9.5%
KBC Bank                      10.5%       n/a   10.0%       n/a   11.0%   10.0%
Hypo Real Estate              28.4%       n/a   10.0%       n/a   12.6%   10.0%
================================================================================
                              -Actual Result-  Adverse Scenario     Recognised
                                 T1   Capital      T1   Capital   Capital Ratio
                              Ratio   Needed*   Ratio   Needed*    2011    2012
================================================================================
Allied Irish Banks             3.7%     1,269   10.0%       n/a   16.2%   11.7%
Kutxa(14)                     13.2%       n/a   10.1%       n/a   12.2%   10.5%
Dexia                         12.1%       n/a   10.4%       n/a   12.0%   10.4%
Landesbank Berlin             14.6%       n/a   10.4%       n/a   10.4%   10.4%
Bank Of Valletta              10.5%       n/a   10.4%       n/a   10.9%   10.4%
SEB(19)                       11.1%       n/a   10.5%       n/a   11.0%   10.5%
Rabobank Nederland            12.6%       n/a   10.8%       n/a   11.8%   10.8%
OP-Pohjola Group              12.2%       n/a   11.6%       n/a   11.5%   11.6%
PKO Bank Polski               11.8%       n/a   12.2%       n/a   12.1%   12.2%
Jyske Bank                    12.1%       n/a   12.8%       n/a   12.5%   12.8%
Danske Bank                   10.0%       n/a   13.0%       n/a   12.4%   13.0%
BCEE(3)                       12.0%       n/a   13.3%       n/a   12.9%   13.8%
Sydbank                       12.4%       n/a   13.6%       n/a   13.1%   13.6%
OTP Bank                      12.3%       n/a   13.6%       n/a   13.6%   13.6%
Irish Life And Permanent      10.6%       n/a   20.4%       n/a   27.8%   20.0%
Banca March                   22.2%       n/a   23.5%       n/a   27.5%   27.8%
================================================================================
                              -Actual Result-  Adverse Scenario     Recognised
                                 T1   Capital      T1   Capital   Capital Ratio

NOTE: Actual results as at 31 December 2010, adverse scenario as of 31 December 2012, including recognised mitigating measures as of 30 April 2011. Recognised Capital Ratio = Supervisory recognised capital ratio after all current and future mitigating actions. * = Additional capital needed to reach a 5% Core Tier 1 capital benchmark (EUR/Million). (1) = Dekabank Deutsche Girozentrale. (2) = Banca Monte Dei Paschi Di Siena. (3) = Banque Et Caisse D’Epargne De L’Etat. (4) = Nova Kreditna Banka Maribor. (5) = Banco Bilbao Vizcaya Argentaria. (6) = Caja De Ahorros Y Pensiones De Barcelona. (7) = Caixa D’Estalvis De Catalunya, Tarragona I Manresa. (8) = Caixa De Aforros De Galicia, Vigo, Ourense E Pontevedra. (9) = Grupo Banco Mare Nostrum. (10) = Caja España De Inversiones, Salamanca Y Soria, Caja De Ahorros Y Monte De Piedad. (11) = Caja De Ahorros Y M.P. De Zaragoza, Aragon Y Rioja. (12) = Monte De Piedad Y Caja De Ahorros De Ronda, Cadiz, Almeria, Malaga, Antequera Y Jaen. (13) = Caixa D’Estalvis Unio De Caixes De Manlleu, Sabadell I Terrassa. (14) = Caja De Ahorros Y M.P. De Gipuzkoa Y San Sebastian. (15) = Caja De Ahorros De Vitoria Y Alava. (16) = Caja De Ahorros Y M.P. De Ontinyent. (17) = Colonya - Caixa D’Estalvis De Pollensa. (18) = Caja De Ahorros Del Mediterráneo. (19) = Skandinaviska Enskilda Banken.

Source: EBA

To contact the reporter on this story: Mark Evans in London at mevans8@bloomberg.net

To contact the editor responsible for this story: Marco Babic at mbabic@bloomberg.net

Press spacebar to pause and continue. Press esc to stop.

Bloomberg reserves the right to remove comments but is under no obligation to do so, or to explain individual moderation decisions.

Please enable JavaScript to view the comments powered by Disqus.