Home Insurance: What Sends Rates Soaring

By Lewis Braham - 2012-02-02T23:15:56Z

Photograph by Thomas Skiffington/Gallerystock.com

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Trampolines cause more than 100,000 emergency room visits a year, according to the Consumer Product Safety Commission. Because the devices have become such a headache, insurers sometimes refuse to cover properties that have them or place specific "trampoline exclusion clauses" in policies to address liability. To get coverage for that liability, you will pay more. The insurer may require you to take safety measures such as covering trampoline springs with padding and placing the trampoline at a distance from trees and other structures.