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The Real Cost of Owning a Boat

By Bloomberg Rankings - 2012-05-15T21:05:49Z

Photograph by Michael Williamson/The Washington Post via Getty Images

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Title, Registration, Insurance

The amount you pay depends on your state and your boat's size. In Oregon, the title fee for a new boat is $30. Registration is about $3 per foot. In Connecticut, registration runs about $105 for a 26-foot fiberglass boat. Like a car, you need insurance. Sabre's Collins says figure the cost at about 1.5 percent of the insured value of the boat, which covers the boat but not anything silly you may do -- like crashing into a sand bar. Insurance tends to be higher in the South due to the risk of hurricanes.