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The Real Cost of Keeping New Year's Resolutions

By Yvette Romero and MaryAnn Busso - 2011-12-22T19:20:53Z

Photograph by Anthony Arciero

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I Will Save More

Utpal Bhattacharya, professor of finance at Indiana University, says not to make saving a chore: "If you have to make a decision every month, you will soon decide not to do it." Better to have an automatic withdrawal made from your paycheck every month.

$1,500: Work with a financial adviser such as Randy D. Abeles, member of the Illinois CPA Society, to create a financial plan for retirement savings -- RSM McGladrey
$35: Sock away your savings with a Motorized Electric Coin Sorter -- Brookstone