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The Real Cost of Long-Term Care

By Nikhil Hutheesing - 2012-11-26T15:38:10Z

Photograph by Joan Vicent Canto Roig

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The Toll of Growing Old

The aging of America takes a toll not just on the emotions of the elderly and their families but on their wallets. According to, 9 million Americans over the age of 65 are receiving long-term care of some kind this year. That number will swell to 12 million by 2020. Costs are also rising. A 65-year-old couple retiring this year would need $240,000 to cover just medical expenses in retirement, up 4 percent from 2011, according to a study by Fidelity. Here's a look at long-term care options and what they could cost.