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The Real Cost of a Divorce

By Carla Fried - 2013-11-25T13:43:42Z

Photograph by Bona/Getty Images

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Figuring College Financing

Divorce has big implications for financial aid. The divorced parent whose home was the crash pad for the child more than half the time in the 12 months prior to filing the Free Application for Federal Student Aid (Fafsa) is the one whose income and assets are reported on that form. If the parent filling out that form is remarried, the new spouse’s finances must also be reported, which can obviously change financial aid eligibility.

About 250 colleges, including every Ivy League school except Princeton University, require the parent without formal custody to also submit a supplemental financial form: the College Board’s CSS/Financial Aid Profile. That form, too, ropes in the income, assets and expenses of a new spouse.