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The Real Cost of Owning a Show Horse

By Bloomberg Rankings - 2012-08-01T15:09:13Z

Photograph by Guang Niu/Corbis

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Mortality Insurance

Insurance generally covers death or loss due to reasons including colic, death from fire and lightening, euthanasia, theft and even a freak accident like an attack by wild dogs. The equine mortality insurance offered by Markel Insurance Co. runs 3.5 percent to 4 percent of the value of the horse. The premium for medical surgical coverage is $389 per year, with a $10,000 limit. Prices from Markel Insurance:

$2,800: Annual mortality insurance premium
$389: Health insurance

Running Tally: $173,512

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