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The Real Cost of Selling Your Home

By Carla Fried - 2013-06-12T20:51:17Z

Photograph by Chase Jarvis

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Title Insurance

Yes, you paid this when you got a mortgage. But that was to protect the lender, not you, the buyer. In many areas, sellers pay the premium for an “owner’s title” policy that covers the new owner.  It's not compulsory, but it is strongly recommended. It would prove useful if, say, a long-lost relative showed up to claim that they have an ownership interest in the home. For a $200,000 home, the premium can run $1,000 to $1,500.