All the headlines over the debt burdens that consumers are dragging around made me think of this old skit from Saturday Night Live featuring Steve Martin. In it, the strange man who walks into their kitchen offers the “secret” to getting their debts under control. Enjoy. And if you’d like a copy of this book, hey, mail me $19.95, or “three easy payments of $9.95.” And yeah, I accept MasterCard and VISA. And if you’re over your credit limits, feel free to tap your home-equity line of credit.