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Do We Have a Credit Crunch? Or Not?

My colleague Roben Farzad was traveling recently and heard complaints from people that it’s suddenly getting much harder to land a prime mortgage.

Undoubtedly true. It’s harder now than it was during the boom. The question is whether it’s too hard. In other words, are we entering a credit crunch, in which lenders tighten up so much that even people who are good risks can’t get money?

I don’t think that’s happening yet, but I’d like to know what’s happening out there in America. Credit crunch or not?

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