I read with horror the advice the two CPAs gave Robyn Cummings in "Debt Takes a Holiday" (Spring, 2006). Slash marketing and advertising? She needs more business, not less. Without advertising, she will lose her pipeline of new customers. Cutting marketing expenses will fix a short-term problem but create a larger long-term problem. Yes, she'll be out of debt, but also out of business.
Carpe Diem Communications