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Pay 'Em To Stay Away

Some 14% of small businesses offer incentives to keep employees from enrolling in their health benefits, according to, a Needham (Mass.) compensation data and software company. What's in it for employees? Cash.

Some employers dole out $100 a month or per pay period; others pay a percentage of the money they save by not enrolling the person. Others ask employees to join their spouse's or partner's plan. "The CEO explains that this is one of the few ways a small business can shift costs to large companies," says Richard Cellini, head of research at With 90% of entrepreneurs paying more for coverage, those could be very healthy ideas.

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