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Bush's Triumph

TOUGH FIGHTS. The biggest quandary is funding the transition. The problem is, the existing system is pay-as-you-go, so current workers' payroll taxes fund their retired parents' benefits. If workers divert taxes into private accounts, where will the money come from to pay for tomorrow's elderly? The gap: up to $2 trillion over a decade.

The Bush crew, which won't raise taxes, seems to have settled on some form of borrowing to cover the cost. But adding $200 billion a year to the feds' h

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