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Online Extra: The Stat

71.1 percent of the 1,750 money-market mutual funds are yielding less than 1% on an annualized basis. Some 16.4% of the funds yield less than 0.5%, and 3.7% pay less than 0.25%.

Data: Money Fund Report For many homeowners, the garage is a room you can't tame -- a jumble of tools, toys, and odds and ends that make it impossible to park the car. Here are a few organizing tips to help:

-- CREATE A PLAN: Take measurements and decide in advance where tools, sports gear, and gardening equipment will be stored.

-- FLEXIBLE: Modular shelving systems can help maximize and easily reconfigure your space. Available from GarageTek (866 664-2724) or Gladiator GarageWorks (866 342-4089).

-- LOOK UP: Hang bikes, sleds, and other large items from the ceiling. No tickets for Major League Baseball's All-Star Game on July 15? Try FanFest at Chicago's McCormick Place. July 11-15 ($16 adults, $11 kids). Hit balls seemingly thrown by New York Yankees ace Roger Clemens, whose lifesize image is projected on a screen. Retired Chicago Cubs shortstop Ernie Banks and others will sign autographs. Fat cats aren't just found on Wall Street. More overweight cats (and dogs) live in Fort Lauderdale than in any other U.S. city. That comes from a Purina Pet Institute survey of 5,000 U.S. veterinarians ranking 50 cities by 30 pet criteria. Some highlights:

DENVER: Healthiest animals (high neutering rates; few fleas)

RIVERSIDE, CALIF.: Unhealthiest (bad air quality, too few vets, too many fleas)

NEW YORK: Best dental care (affluent residents spend more on pets)

PORTLAND, ORE.: Strictest animal protection laws (high fines for abusers) If you had a net worth of at least $25 million, what would you be reading on the beach? Clients of JPMorgan Private Bank don't have to think about it. Up to 10 recommended titles would already be at their door. The summer reading list started in 2000 after bankers noticed they were often asked by clients for book suggestions. CEO Maria Elena Lagomasino decided to formally poll bankers. The ideas go to an eight-member committee, which selects 25 books. A six-person reading group whittles down the list to 10, from which bankers pick titles to send to clients worldwide.

The most popular title is Geeks and Geezers, a tome on leadership by Warren Bennis and Robert Thomas. Given the bank's pedigree, former Chase Manhattan Chairman David Rockefeller's Memoirs is a natural for the list. Most surprising is Soul Mountain, a dense semi-autobiographical novel by China's Gao Xingjian, a Nobel laureate in literature, published in 2000. It takes the reader "to a different place of reflection," says Lagomasino. It's not often bankers do that for clients. (For the full list, go to Beyond Greed and Fear: Understanding Behavioral Finance and the Psychology of Investing, by Hersh Shefrin

Empire: How Spain Became a World Power, 1492-1763, by Henry Kamen Geeks and Geezers, by Warren Bennis, Robert Thomas

Josephine: The Hungry Heart, by Jean-Claude Baker, Chris Chase

Manet/Velasquez: The French Taste for Spanish Painting, by Gary Tinterow, et al

Memoirs, by David Rockefeller

Michael Broadbent's Vintage Wine, by Michael Broadbent

The Perfect Gift: The Philanthropic Imagination in Poetry and Prose, edited by Amy A. Kass

The Proving Ground: The Inside Story of the 1998 Sydney-Hobart Race, by G. Bruce Knecht

Soul Mountain, by Gao Xingjian

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