To compensate September 11 victims and forestall a class-action free-for-all, Congress created a special fund. Here's how it works:
WHO IS ELIGIBLE?
Any survivor or family of a victim. Aid is based on the victim's lost income, minus pensions and life insurance policies. Those who take the money agree not to sue. Those who sue forfeit their right to the fund. All suits must be heard in federal court in New York.
WHO IS MOST LIKELY TO SUE?
Families of those on the plane that crashed in Pennsylvania. Since no one died on the ground, they have exclusive rights to some or all of $1.5 billion insurance the flight carried. Anyone whose loved one had a large life insurance policy is a good bet, too, since the fund might not provide them much help.
WHO IS MOST LIKELY TO BE SUED?
United and American for sure. But their liability is limited to a total of $6 billion of insurance on the four planes. World Trade Center manager Larry Silverstein, Boeing, and airports where the flights originated are possible targets as well.