Essex Bank Opens Wholesale Mortgage Operations

                Essex Bank Opens Wholesale Mortgage Operations  PR Newswire  RICHMOND, Va., Aug 1, 2014  RICHMOND, Va., Aug 1, 2014 /PRNewswire/ -- Essex Bank, the banking subsidiary of Community Bankers Trust Corporation (NASDAQ: ESXB), announced today the formation of a wholesale mortgage funding group.  Community Bankers Trust Corporation logo.  Essex Bank Mortgage Wholesale, led by veteran wholesale mortgage lenders Ron Voli and Lisa Owen, began accepting broker applications in May 2014.  With the Bank's creation of a wholesale mortgage operation, independent brokers will now have access to traditional mortgages, portfolio mortgage financing, and second-mortgage equity lines with a single lender contact.  Rex Smith, President and Chief Executive Officer of Community Bankers Trust Corporation and Essex Bank, stated, "Essex Bank is pleased to increase its capabilities to meet the needs of prospective homeowners as the pace of job growth improves in our local markets, at the same time that independent brokerage firms are showing signs of increased hiring. The unique synergy of a full-service bank also providing wholesale mortgage financing increases the flexibility of brokers to offer their clients the best and most appropriate home financing available."  Mr. Smith added, "We are especially pleased to have Ron Voli as head of Essex Bank Mortgage Wholesale. Ron's expertise and high regard throughout the mid-Atlantic region is unmatched."  Ron Voli, the Bank's Senior Vice President for Wholesale Mortgage Lending, has over 30 years of wholesale lending management experience in Virginia, North Carolina and New Jersey. He holds memberships in the Mortgage Bankers Association of America, the Virginia Association of Mortgage Brokers and the National Association of Mortgage Brokers. Lisa Owen, Vice President for Mortgage Operations, has over 20 years of mortgage experience and oversees a team of veteran mortgage professionals. Essex Bank Mortgage Wholesale is based at Essex Bank's headquarters at Deep Run 3, located at 9954 Mayland Drive in Richmond, Virginia.  About Community Bankers Trust Corporation and Essex Bank  Community Bankers Trust Corporation is the holding company for Essex Bank, a Virginia state bank with 21 full-service offices, 14 of which are in Virginia and seven of which are in Maryland. The Bank also operates two loan production offices in Virginia.  Additional information on the Bank is available on the Bank's website at www.essexbank.com. For information on Community Bankers Trust Corporation, please visit its website at www.cbtrustcorp.com.  Logo- http://photos.prnewswire.com/prnh/20140129/PH54398LOGO  SOURCE Community Bankers Trust Corporation  Website: http://www.cbtrustcorp.com Contact: John Oakey, 804-417-7373, joakey@essexbank.com  
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