Essex Bank Opens Wholesale Mortgage Operations

                Essex Bank Opens Wholesale Mortgage Operations

PR Newswire

RICHMOND, Va., Aug 1, 2014

RICHMOND, Va., Aug 1, 2014 /PRNewswire/ -- Essex Bank, the banking subsidiary
of Community Bankers Trust Corporation (NASDAQ: ESXB), announced today the
formation of a wholesale mortgage funding group.

Community Bankers Trust Corporation logo.

Essex Bank Mortgage Wholesale, led by veteran wholesale mortgage lenders Ron
Voli and Lisa Owen, began accepting broker applications in May 2014.

With the Bank's creation of a wholesale mortgage operation, independent
brokers will now have access to traditional mortgages, portfolio mortgage
financing, and second-mortgage equity lines with a single lender contact.

Rex Smith, President and Chief Executive Officer of Community Bankers Trust
Corporation and Essex Bank, stated, "Essex Bank is pleased to increase its
capabilities to meet the needs of prospective homeowners as the pace of job
growth improves in our local markets, at the same time that independent
brokerage firms are showing signs of increased hiring. The unique synergy of a
full-service bank also providing wholesale mortgage financing increases the
flexibility of brokers to offer their clients the best and most appropriate
home financing available."

Mr. Smith added, "We are especially pleased to have Ron Voli as head of Essex
Bank Mortgage Wholesale. Ron's expertise and high regard throughout the
mid-Atlantic region is unmatched."

Ron Voli, the Bank's Senior Vice President for Wholesale Mortgage Lending, has
over 30 years of wholesale lending management experience in Virginia, North
Carolina and New Jersey. He holds memberships in the Mortgage Bankers
Association of America, the Virginia Association of Mortgage Brokers and the
National Association of Mortgage Brokers. Lisa Owen, Vice President for
Mortgage Operations, has over 20 years of mortgage experience and oversees a
team of veteran mortgage professionals. Essex Bank Mortgage Wholesale is based
at Essex Bank's headquarters at Deep Run 3, located at 9954 Mayland Drive in
Richmond, Virginia.

About Community Bankers Trust Corporation and Essex Bank

Community Bankers Trust Corporation is the holding company for Essex Bank, a
Virginia state bank with 21 full-service offices, 14 of which are in Virginia
and seven of which are in Maryland. The Bank also operates two loan
production offices in Virginia.

Additional information on the Bank is available on the Bank's website at For information on Community Bankers Trust Corporation,
please visit its website at


SOURCE Community Bankers Trust Corporation

Contact: John Oakey, 804-417-7373,
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