F.N.B. Corporation Receives Regulatory Approval for OBA Financial Merger

   F.N.B. Corporation Receives Regulatory Approval for OBA Financial Merger

PR Newswire

PITTSBURGH and GERMANTOWN, Md., July 29, 2014

PITTSBURGH and GERMANTOWN, Md., July 29, 2014 /PRNewswire/ --F.N.B.
Corporation (NYSE: FNB) and OBA Financial Services, Inc. (NASDAQ: OBAF) today
announced the receipt of all required regulatory clearances for the proposed
merger of F.N.B. Corporation and OBA Financial Services, Inc.

The Office of the Comptroller of the Currency has approved the Bank Merger Act
application to merge OBA Bank, the bank subsidiary of OBA Financial Services,
Inc., into First National Bank of Pennsylvania, F.N.B. Corporation's bank
subsidiary. The Federal Reserve Bank of Cleveland has granted F.N.B.
Corporation a waiver of its merger application requirements.

OBA Financial Services, Inc. shareholders will vote on the proposed merger at
a special meeting of the shareholders scheduled for August 21, 2014. The
merger is expected to have an effective closing date of September 19, 2014.

"We are very pleased to receive regulatory approval for our merger with OBA as
planned," stated Vincent J. Delie, Jr., President and Chief Executive Officer
of F.N.B. Corporation. "FNB has a culture of regulatory compliance and strong
risk management systemsthat enable our Company to successfully integrate
merger and acquisition opportunities. We look forward to serving OBA's
clients, employees and shareholders."

The respective Boards of Directors of OBA Financial Services, Inc. and F.N.B.
Corporation have previously approved the Agreement and Plan of Merger between
F.N.B. Corporation and OBA Financial Services, Inc. Additionally, as announced
on April 8, 2014, shareholders of OBA Financial Services, Inc. will be
entitled to receive 1.781 shares of F.N.B. Corporation common stock for each
common share of OBA Financial Services, Inc. The exchange ratio is fixed and
the transaction is expected to qualify as a tax-free exchange for shareholders
of OBA Financial Services, Inc.

ADDITIONAL INFORMATION ABOUT THE MERGER AND WHERE TO FIND IT
F.N.B. Corporation's registration statement on Form S-4 concerning the subject
merger was filed with the SEC effective July 2, 2014. The registration
statement includes a proxy statement/prospectus and other relevant documents
with the SEC in connection with the merger.

SHAREHOLDERS OF OBA FINANCIAL SERVICES, INC. ARE ADVISED TO READ THE PROXY
STATEMENT/PROSPECTUS AND ANY OTHER RELEVANT DOCUMENTS FILED WITH THE SEC, AS
WELL AS ANY AMENDMENTS OR SUPPLEMENTS TO THOSE DOCUMENTS, BECAUSE THEY WILL
CONTAIN IMPORTANT INFORMATION.

The proxy statement/prospectus and other relevant materials and any other
documents F.N.B. Corporation and OBA Financial Services, Inc. have filed with
the SEC, may be obtained free of charge at the SEC's website at www.sec.gov.
In addition, investors and security holders may obtain free copies of the
documents F.N.B. Corporation has filed with the SEC by contacting James Orie,
Chief Legal Officer, F.N.B. Corporation, One F.N.B. Boulevard, Hermitage, PA
16148, telephone: (724) 983-3317 and free copies of the documents OBA
Financial Services, Inc. has filed with the SEC by contacting Charles E.
Weller, President and Chief Executive Officer, OBA Financial Services, Inc.,
20300 Seneca Meadows Parkway, Germantown, MD 20876, telephone: (301) 916-0742.

F.N.B. Corporation and OBA Financial Services, Inc. and certain of their
directors and executive officers may be deemed to be participants in the
solicitation of proxies from OBA Financial Services, Inc. shareholders in
connection with the proposed merger. Information concerning such participants'
ownership of OBA Financial Services, Inc. common shares will be set forth in
the proxy statement/prospectus relating to the merger when it becomes
available. This communication does not constitute an offer of any securities
for sale.

About F.N.B. Corporation
F.N.B. Corporation (NYSE: FNB), headquartered in Pittsburgh, Pennsylvania, is
a diversified financial services company operating in six states and three
major metropolitan areas. It holds atop retail deposit market share in
Pittsburgh, Baltimore, MD, and Cleveland, OH. The Company has total assets of
$15.0 billion and more than 280 banking offices throughout Pennsylvania, Ohio,
West Virginia and Maryland. F.N.B. provides a full range of commercial
banking, consumer banking and wealth management solutions through its
subsidiary network which is led by its largest affiliate, First National Bank
of Pennsylvania, founded in 1864. Commercial banking solutions include
corporate banking, small business banking, investment real estate financing,
international banking, business credit, capital markets and lease financing.
The consumer banking segment provides a full line of consumer banking products
and services including deposit products, mortgage lending, consumer lending
and a complete suite of mobile and online banking services. F.N.B.'s wealth
management services include asset management, private banking and insurance.
The Company also operates Regency Finance Company, which has more than 70
consumer finance offices in Pennsylvania, Ohio, Kentucky and Tennessee.

The common stock of F.N.B. Corporation trades on the New York Stock Exchange
under the symbol "FNB" and is included in Standard & Poor's SmallCap 600 Index
with the Global Industry Classification Standard (GICS) Regional Banks
Sub-Industry Index. Customers, shareholders and investors can learn more about
this regional financial institution by visiting the F.N.B. Corporation web
site at www.fnbcorporation.com.

About OBA Financial Services, Inc.
OBA Financial Services, Inc. serves as the holding company for its wholly
owned subsidiary, OBA Bank, which has 6 banking offices in Montgomery, Anne
Arundel, and Howard Counties. The common stock of OBA Financial Services, Inc.
is traded under the trading symbol "OBAF" on the NASDAQ National Market
System.

SOURCE F.N.B. Corporation

Website: http://www.fnbcorporation.com
Contact: Analyst/Institutional Investor Contact: Cynthia Christopher,
724-983-3429, 330-507-8723 (cell), christoc@fnb-corp.com; or Media Contact:
Jennifer Reel, 724-983-4856, 724-699-6389 (cell), reel@fnb-corp.com
 
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