Aviva Canada warns about unlicensed sellers of insurance who leave Canadians
with no coverage, and less cash
TORONTO, June 17, 2014 /CNW/ - Aviva Canada, one of the country's leading
providers of home, auto, recreational vehicle, group and business insurance,
is warning Canadians about the risks of insurance deals that seem too good to
Aviva Canada is releasing details of a recent insurance scam where an
unlicensed seller of insurance took cash from an innocent victim to set up an
auto insurance policy. The perpetrator did not secure coverage and kept the
money, leaving the victim out thousands of dollars and driving without
"It is important to use a licensed broker when purchasing insurance. Even if a
friend refers you to someone who says they sell insurance, make sure that they
are legitimate," said Steve Cohen, Senior Vice-President, Personal Lines
Pricing & Underwriting for Aviva Canada. "Too often, consumers are taken
advantage of by opportunistic individuals who claim that they're providing
insurance, when in fact, they are pocketing the money for themselves."
On April 10, 2014, Renato (Nico) Nolivos of Mississauga, Ontario was charged
-- 3 counts of Fraud Under $5,000
-- Uttering a Forged Document
-- Making a False Document
Mr. Nolivos' is scheduled to appear in a Newmarket, Ontario court on June 12,
A client of Mr. Nolivos notified Aviva Canada and York Regional Police that
she had been the victim of fraud. In January 2013, a friend referred her to
Mr. Nolivos to get cheaper insurance. It is alleged that Mr. Nolivos attended
her home, provided her with a temporary insurance card, and collected $3,125
worth of premium in cash. The woman became wary when she never received a
permanent insurance card.
After following up with Mr. Nolivos' network and paying an additional $1,660
in cash, an Aviva policy was purchased on the victim's behalf through a
licensed insurance broker. By June, Aviva Canada had only received two months
of premium, so the insured was sent a notice that her policy was going to be
cancelled for non-payment. The $4,785 in cash the victim provided to Mr.
Nolivos is unaccounted for.
York Regional Police and Aviva Canada worked together to investigate this
alleged fraud. On April 10, 2014, Mr. Nolivos was arrested and charged on
several counts relating to his involvement in the fraudulent sale of
insurance. His next court date is set for July 10, 2014. Aviva Canada has now
secured proper auto insurance for the victim.
"This is just one example of an increasing number of scams involving the sale
of insurance. Criminals are also preying on innocent victims through
classified websites like Craigslist and Kijiji, or are exploiting referrals
through auto repair shops and car dealerships," continued Cohen. "Innocent
victims are losing thousands of dollars without obtaining any real coverage.
This puts the consumer at a huge financial risk in the unfortunate event that
they are involved in a collision."
Risks of not having proper insurance Anyone found driving with a false
insurance card, or no insurance, could be charged with a criminal offence. If
the driver becomes involved in a collision, they will not be covered for any
damage to their vehicle. They can also be sued for damage to other vehicles
involved in, or for bodily injuries resulting from, an accident, and will be
held personally liable.
Don't become a victim! Protect yourself against insurance scams Before handing
over any money, make sure that you are dealing with someone who is reputable.
Here are some signs that you may be dealing with an unlicensed seller of
-- If a deal seems too good to be true, it likely is. Call the
insurer listed on the policy to ensure that the premium you
have been quoted is correct and that they have a record of your
-- They ask you to pay your premium in cash. A reputable insurer
or broker will likely ask for a cheque or credit card to cover
-- You do not receive a valid insurance card or a copy of your
policy from your insurance provider. Insurers will always
provide you with documentation once a policy is properly set
-- Meetings only take place in public venues like coffee shops or
your home. Insurance brokers and insurers will have branded
websites and/or an office.
-- A friend refers you to someone who can get you cheap insurance.
In turn, your friend gets a fee for referring you. A licensed
insurance professional will not ask for, or take, any referral
-- A car dealership offers to arrange for you to get cheap
insurance. This is a banned business practice.
If you are an Aviva Canada customer, and you believe that you may have been
the victim of insurance fraud, contact our 24/7 Fraud Information Centre.
Phone: 1-855-332-5255 Email: firstname.lastname@example.org
What Aviva Canada is doing to fight fraud Building on already strong
capabilities, Aviva Canada has stepped up its tough approach to tackling fraud
with more dedicated resources and an investment in technology that aims to
identify fraud and even anticipate the potential for fraud before it happens.
With an industry-leading anti-fraud team, plus solid public sector and
industry collaboration, Aviva Canada is well positioned to combat fraud better
than ever before. The impact of Insurance fraud in Canada is estimated at
over $1.6 billion dollars annually. Visit www.avivacanada.com to learn more
about our anti-fraud initiatives and how you can protect yourself from
becoming a victim of fraud.
About Aviva Canada Aviva Canada is one of the leading Property and Casualty
insurance groups in Canada providing home, automobile, recreational vehicle,
group and business insurance to more than three million customers. A
wholly-owned subsidiary of UK-based Aviva plc, the company has more than 3,000
employees, 25 locations and 1,700 independent broker partners. Aviva Canada
and its employees invest in positive change including through the Aviva
Community Fund and Eva's Initiatives, its partner in Aviva's global Street to
School program to help homeless and other at-risk youth reach their potential.
For more information visit AvivaCanada.com, our blog or our Twitter, Facebook
and LinkedIn pages.
SOURCE Aviva Canada Inc.
Glenn Cooper, Senior Manager, Public Relations and Social Media, Aviva Canada
Inc., Desk: (416) 288-2685, Mobile: (416) 523-3225,
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CO: Aviva Canada Inc.
-0- Jun/17/2014 13:15 GMT
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