1st Capital Bank Announces: Availability of 2013 Annual Report

1st Capital Bank Announces: Availability of 2013 Annual Report 
MONTEREY, CA -- (Marketwired) -- 04/17/14 --  1st Capital Bank
(OTCQB: FISB) ("Bank") today announced the availability of its 2013
Annual Report. The 2013 Annual Report has been posted to the Bank's
website (www.1stCapitalBank.com) under "About Us - Financial
Information." The document is also available by request to the Bank's
Corporate Secretary, Michael J. Winiarski, at 831.264.4014 or
Michael.Winiarski@1stCapitalBank.com. Bank shareholders will be
receiving a printed copy of the 2013 Annual Report in late April 2014
with their communication packages for the upcoming 2014 Annual
Meeting of Shareholders. 
About 1st Capital Bank 
The Bank's target markets are commercial enterprises, professionals,
real estate investors, family business entities, and residents along
the Central Coast Region of California. The Bank provides a wide
range of credit products. A comprehensive suite of deposit accounts
is also furnished, complemented by robust cash management services.
The Bank operates full service branch offices in Monterey, Salinas,
and King City. The Bank's corporate offices are located at 5 Harris
Court, Building N, Suite 3, Monterey, California 93940. The Bank's
website is www.1stCapitalBank.com, and the main telephone number is
Member FDIC / Equal Opportunity Lender / SBA Preferred Lender 
Forward-Looking Statements 
Certain of the statements contained herein that are not historical
facts are "forward-looking statements" within the meaning of and
subject to the safe-harbor provisions of the Private Securities
Litigation Reform Act of 1995. Such forward-looking statements may
contain words or phrases including, but not limited, to: "believe,"
"expect," "anticipate," "intend," "estimate," "target," "plans," "may
increase," "may fluctuate," "may result in," "are projected," and
variations of those words and similar expressions. All such
forward-looking statements are subject to risks and uncertainties
that could cause actual results to differ materially from those
projected. Factors that might cause such a difference include, among
other matters, changes in interest rates; economic conditions
including inflation and real estate values in California and the
Bank's market areas; performance and contributions of directors and
employees; governmental regulation and legislation; credit quality;
competition affecting the Bank's businesses generally; the risk of
natural disasters and future catastrophic events including terrorist
related incidents and other factors beyond the Bank's control; and
other factors. The Bank does not undertake, and specifically
disclaims any obligation, to update or revise any forward-looking
statements, whether to reflect new information, future events, or
otherwise, except as required by law. 
This news release is available at the www.1stCapitalBank.com Internet
site for no charge. 
For further information, please contact: 
Mark R. Andino
President &
Chief Executive Officer
831.264.4028 office
831.915.6498 smartphone
Michael J. Winiarski
EVP / Chief Financial Officer &
Corporate Secretary
831.264.4014 office
831.747.0007 smartphone
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