Hancock Holding Company Announces Charter Consolidation

Hancock Holding Company Announces Charter Consolidation

GULFPORT, Miss., Nov. 7, 2013 (GLOBE NEWSWIRE) -- Hancock Holding Company
(Nasdaq:HBHC) today announced that the holding company's board of directors
has approved a plan to consolidate the legal charters of its two subsidiary
banks (Hancock Bank and Whitney Bank) in the first quarter of 2014, pending
receipt of required regulatory and bank board approvals.

"The consolidation, which supports our previously announced expense and
efficiency initiative, will significantly reduce the considerable cost and
complexity of maintaining two separate bank charters in this current
regulatory environment," said President and CEO Carl J. Chaney. "This change
will have no noticeable impact on our customers, as the company will continue
to do business under its two well-known brands, Whitney Bank in Louisiana and
Texas and Hancock Bank in Mississippi, Alabama, and Florida. Headquarters,
executive leaders, and business and corporate departments will remain in
Gulfport, New Orleans, and Baton Rouge."

About Hancock Holding Company

Hancock Holding Company is the parent company of Hancock Bank in Mississippi,
Alabama and Florida, and Whitney Bank in Louisiana and Texas. The Hancock
Holding Company family of financial services companies also includes Hancock
Investment Services, Inc.; Hancock Insurance Agency and Whitney Insurance
Agency, Inc.; and corporate trust offices in Gulfport and Jackson, Miss., New
Orleans and Baton Rouge, La., and Orlando, Fla.; and Harrison Finance Company.
Additional information is available at www.hancockbank.com and
www.whitneybank.com.

Forward-Looking Statements

This news release contains "forward-looking statements" within the meaning of
section 27A of the Securities Act of 1933, as amended, and section 21E of the
Securities Exchange Act of 1934, as amended, and we intend such
forward-looking statements to be covered by the safe harbor provisions therein
and are including this statement for purposes of invoking these safe-harbor
provisions. Forward-looking statements provide projections of results of
operations or of financial condition or state other forward-looking
information, such as expectations about future conditions and descriptions of
plans and strategies for the future.

Hancock's ability to accurately project results or predict the effects of
future plans or strategies is inherently limited. Although Hancock believes
that the expectations reflected in its forward-looking statements are based on
reasonable assumptions, actual results and performance could differ materially
from those set forth in the forward-looking statements. Factors that could
cause actual results to differ from those expressed in Hancock's
forward-looking statements include, but are not limited to, those risk factors
outlined in Hancock's public filings with the Securities and Exchange
Commission, which are available at the SEC's internet site
(http://www.sec.gov)

CONTACT: For More Information
         Investors:
         Trisha Voltz Carlson
         SVP, Investor Relations Manager
         504.299.5208 or trisha.carlson@hancockbank.com
        
         Media:
         R. Paul Maxwell
         VP, Corporate Communications Director
         228.867.8690 or paul.maxwell@hancockbank.com

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