Fidelity National Financial, Inc. Reports Third Quarter 2013 EPS of $0.43, Adjusted EPS of $0.50 and Adjusted Pre-Tax Title

  Fidelity National Financial, Inc. Reports Third Quarter 2013 EPS of $0.43,        Adjusted EPS of $0.50 and Adjusted Pre-Tax Title Margin of 14.2%  PR Newswire  JACKSONVILLE, Fla., Oct. 23, 2013  JACKSONVILLE, Fla., Oct.23, 2013 /PRNewswire/ --Fidelity National Financial, Inc. (NYSE:FNF), a leading provider of title insurance, mortgage services and diversified services, today reported operating results for the three-month and nine-month periods ended September 30, 2013.    oAdjusted pre-tax title margin of 14.2% for the third quarter versus 14.4%     in the third quarter of 2012   oConsolidated results include a $10 million after-tax charge related to the     write-off of a deferred tax asset and one-time debt extinguishment costs     at Ceridian and $5 million of after-tax expenses related to the announced     signing of a definitive agreement to acquire Lender Processing Services,     Inc. (NYSE:LPS); a combined $0.07 negative impact to fully diluted EPS for     the third quarter; adjusted EPS of $0.50 for the third quarter of 2013   oOpen title orders of 474,000 for the third quarter, a decrease of 233,000,     or 33%, compared with the third quarter of 2012, reflecting a significant     decline in refinance orders partially mitigated with growth in purchase     orders; open orders per day of 7,400 for the third quarter versus 11,200     open orders per day for the third quarter of 2012; 56% of third quarter     open title orders were purchase related versus 33% in the third quarter of     2012   oClosed title orders of 410,000 for the third quarter, a decrease of     70,000, or 15%, compared with the third quarter of 2012; closed orders per     day of 6,400 for the third quarter versus 7,600 closed orders per day for     the third quarter of 2012; 50% of third quarter closed title orders were     purchase related versus 37% in the third quarter of 2012   oThird quarter purchase orders opened and closed increased by 10% and 15%,     respectively, versus the third quarter of 2012   oThird quarter commercial title revenue of $120 million, a 25% increase     over the third quarter of 2012, driven by a 22% improvement in the     commercial fee per file and a 3% increase in closed orders   oOverall third quarter average fee per file of $1,807, a 23% increase over     the third quarter of 2012 and a 16% sequential increase from the second     quarter of 2013; residential and local commercial fee per file (excluding     national commercial business) of $1,562 versus $1,300 for the third     quarter of 2012, a 20% increase over the prior year period   oRestaurant group total revenue of $338 million generating adjusted EBITDA     of $14 million, and an adjusted EBITDA margin of 4.2%   oRemy total revenue of $266 million producing adjusted EBITDA of $34     million and an adjusted EBITDA margin of 12.7%  Consolidated ($ in millions except per share amounts)                                           Three Months Ended Three Months Ended                                           September 30, 2013 September 30, 2012 Total revenue                            $2,174             $2,033 Net earnings attributable to common      $98*               $234** shareholders Net earnings per diluted share           $0.43*             $1.04** attributable to common shareholders Cash flow from operations                $130               $184                                          Nine Months Ended  Nine Months Ended                                           September 30, 2013 September 30, 2012 Total revenue                            $6,494             $4,940 Net earnings attributable to common      $326               $455 shareholders Net earnings per diluted share           $1.42              $2.02 attributable to common shareholders Cash flow from operations                $344               $377  *Third quarter 2013 results include a $10 million pre-tax charge related to the write-off of a deferred tax asset and one-time debt extinguishment costs at Ceridian and $5 million of after-tax expenses related to the previously announced signing of a definitive agreement to acquire LPS; a combined $0.07 negative impact to fully diluted EPS for the third quarter; adjusted EPS of $0.50 for the third quarter of 2013  **Includes $89 million, or $0.39 per diluted share, in net gains from the consolidations of O'Charley's andRemy  The following are summary financial and operational results for the operating segments of FNF for the three-month and nine-month periods ended September 30, 2013 and 2012:  Fidelity National Title Group ("FNT") ($ in millions)                                        Three Months Ended    Three Months Ended                                        September 30, 2013    September 30, 2012 Total revenue                         $1,539                $1,452 Pre-tax earnings                      $221                  $209 Realized gains                        $3                    -- Adjusted pre-tax earnings             $218                  $209 Adjusted pre-tax margin               14.2%                 14.4%                                       Nine Months Ended     Nine Months Ended                                        September 30, 2013    September 30, 2012 Total revenue                         $4,529                $4,009 Pre-tax earnings                      $662                  $526 Realized gains                        $10                   $5 Claims recoupment impairment          --                    $11 Adjusted pre-tax earnings             $652                  $532 Adjusted pre-tax margin               14.4%                 13.3%                                       Direct Orders         Direct Orders                                        Opened***/ (%         Closed***/ (% Month                                       Purchase)             Purchase) July 2013                             177,000 (54%)         158,000 (46%) August 2013                           158,000 (57%)         139,000 (51%) September 2013                        139,000 (58%)         113,000 (54%) Third Quarter 2013                    474,000 (56%)         410,000 (50%) *** Includes an immaterial number of non-purchase and non-refinance orders July 2012                             240,000 (34%)         155,000 (38%) August 2012                           248,000 (34%)         174,000 (36%) September 2012                        219,000 (33%)         151,000 (35%) Third Quarter 2012                    707,000 (33%)         480,000 (37%)               Open                                  Commercial                                                     Revenue       Commercial               Commercial   Closed Commercial Orders                                                     (millions)    Fee Per File               Orders 3rd Quarter   19,900       12,600                   $120          $9,500 2013 3rd Quarter   18,900       12,200                   $96           $7,800 2012  - The preceding table only includes commercial activity from FNF's commercial offices in the national commercial division and does not attempt to capture potential commercial activity in our local offices.  Restaurant Group  ($ in millions)                                          Three Months Ended Three Months Ended                                          September 30, 2013 September 30, 2012 Operating revenue                       $336               $298 Realized gains                          $2                 $50 Total revenue                           $338               $348 Pre-tax earnings                        --                 $43 Depreciation & amortization             $13                $11 Interest expense                        $2                 $1 EBITDA                                  $15                $55 Realized (gains)                        ($2)               ($50) Transaction and integration costs       $1                 $5 Adjusted EBITDA                         $14                $10 Adjusted EBITDA margin                  4.2%               3.4%                                                            Nine Months Ended                                          Nine Months Ended  (Partial – May 11 –                                          September 30, 2013 Sept 30)                                                             September 30, 2012 Operating revenue                       $1,037             $551 Realized gains                          --                 $121 Total revenue                           $1,037             $672 Pre-tax earnings                        $5                 $106 Depreciation & amortization             $40                $20 Interest expense                        $6                 $2 EBITDA                                  $51                $128 Realized (gains) losses                 --                 ($121) Transaction and integration costs       $5                 $15 Adjusted EBITDA                         $56                $22 Adjusted EBITDA margin                  5.4%               4.0%                                                            Three Months Ended                                          Three Months Ended (Partial – August Remy ($ in millions)                                       15 –                                         September 30, 2013                                                            September 30)                                                             September 30, 2012 Operating revenue                       $266               $143 Interest and investment income          $1                 -- Realized gains/(losses)                 ($1)               $79 Total revenue                           $266               $222 Pre-tax earnings                        $4                 $80 Depreciation & amortization             $20                $6 Interest expense                        $6                 $4 EBITDA                                  $30                $90 Realized losses (gains)                 $1                 ($79) Stock compensation/other adjustments    $3                 $10 Adjusted EBITDA                         $34                $21 Adjusted EBITDA margin                  12.7%              14.7%                                                            Nine Months Ended                                          Nine Months Ended  (Partial – August                                                            15-                                         September 30, 2013                                                            September 30)                                                             September 30, 2012 Operating revenue                       $834               $143 Interest and investment income          $1                 -- Realized gains/(losses)                 ($4)               $79 Total revenue                           $831               $222 Pre-tax earnings                        $7                 $80 Depreciation & amortization             $58                $6 Interest expense                        $16                $4 EBITDA                                  $81                $90 Realized losses (gains)                 $4                 ($79) Stock compensation, executive severance $16                $10 and other adjustments Adjusted EBITDA                         $101               $21 Adjusted EBITDA margin                  12.1%              14.7%  "The expected transition from a refinance driven market to a purchase driven market accelerated in the third quarter," said Chief Executive Officer George P. Scanlon. "Despite a 15% decrease in closed orders versus the third quarter of 2012, we still generated a 14.2% adjusted pre-tax margin in the title business, a decline of only 20 basis points from the prior year, as the combination of a 23% increase in the fee per file and nearly 1,650 staffing reductions since the middle of June offset the decline in order volume. In the third quarter, our residential purchase orders opened grew by 10% versus the third quarter of 2012 and closed purchase orders increased by 15% over the prior year, as the purchase market continued to improve despite modestly higher mortgage rates. Overall, purchase orders constituted 56% of open orders and 50% of closed orders during the third quarter. Our commercial title insurance business continues to perform extremely well, generating 25% revenue growth over a strong third quarter of 2012. As we enter the normally seasonally slower fourth quarter and first quarter of 2014, we will remain focused on operating the business efficiently in order to continue to maximize the earnings from our title insurance business."   "We continue to work towards a late fourth quarter or possibly January 2014 closing for the LPS acquisition," said Chairman William P. Foley, II. "Once closed, the addition of LPS will create a larger, broader, more diversified and recurring revenue base for FNF and we look forward to creating significant value for our shareholders through this strategic acquisition."  Conference Call FNF will host a call with investors and analysts to discuss third quarter 2013 results on Wednesday, October 23, 2013, beginning at 5:00 p.m. Eastern Time. A live webcast of the conference call will be available on the Events and Multimedia page of the FNF Investor Relations website at www.fnf.com. The conference call replay will be available via webcast through the FNF Investor Relations website at www.fnf.com. The telephone replay will be available from 7:00 p.m. Eastern time on October 24, 2013, through October 30, 2013, by dialing 800-475-6701 (USA) or 320-365-3844 (International). The access code will be 305378.  About FNF Fidelity National Financial, Inc. (NYSE:FNF), is a leading provider of title insurance, mortgage services and diversified services. FNF is the nation's largest title insurance company through its title insurance underwriters - Fidelity National Title, Chicago Title, Commonwealth Land Title and Alamo Title - that collectively issue more title insurance policies than any other title company in the United States. FNF owns a 55% stake in American Blue Ribbon Holdings, LLC, a family and casual dining restaurant owner, operator and franchisor of the O'Charley's, Ninety Nine Restaurant, Max & Erma's, Village Inn, and Bakers Square concepts. FNF also owns an 87% stake in J. Alexander's, LLC, an upscale dining restaurant owner and operator of the J. Alexander's and Stoney River Legendary Steaks concepts. In addition, FNF also owns a 51% stake in Remy International, Inc., a leading designer, manufacturer, remanufacturer, marketer and distributor of aftermarket and original equipment electrical components for automobiles, light trucks, heavy-duty trucks and other vehicles. FNF also owns a minority interest in Ceridian Corporation, a leading provider of global human capital management and payment solutions. More information about FNF can be found at www.fnf.com.  Use of Non-GAAP Financial Information Generally Accepted Accounting Principles (GAAP) is the term used to refer to the standard framework of guidelines for financial accounting. GAAP includes the standards, conventions, and rules accountants follow in recording and summarizing transactions and in the preparation of financial statements. In addition to reporting financial results in accordance with GAAP, the Company has provided non-GAAP financial measures, which it believes are useful to help investors better understand its financial performance, competitive position and prospects for the future. These non-GAAP measures include earnings before interest, taxes and depreciation and amortization (EBITDA) , adjusted earnings before interest, taxes and depreciation and amortization (Adjusted EBITDA) and adjusted earnings before interest, taxes and depreciation as a percent of adjusted revenue (Adjusted EBITDA margin).  Any non-GAAP measures should be considered in context with the GAAP financial presentation and should not be considered in isolation or as a substitute for GAAP net earnings. Further, FNF's non-GAAP measures may be calculated differently from similarly titled measures of other companies. Reconciliations of these non-GAAP measures to related GAAP measures are provided above.  Important Information Filed with the SEC FNF has filed with the SEC a Registration Statement on Form S‑4 in connection with the previously announced transaction to purchase LPS that includes a prospectus of FNF and a preliminary Joint Proxy Statement of FNF and LPS. The Registration Statement has not yet become effective. Following the Registration Statement having been declared effective by the SEC, FNF and LPS plan to file with the SEC and mail to their respective stockholders a Joint Proxy Statement/Prospectus in connection with the transaction. The Registration Statement and the Joint Proxy Statement/Prospectus will contain important information about FNF, LPS, the transaction and related matters. Investors and security holders are urged to read the Registration Statement and the PRELIMINARY JOINT PROXY STATEMENT/PROSPECTUS AND ANY OTHER RELEVANT DOCUMENTS FILED OR TO BE FILED BY FNF OR LPS, INCLUDING THE DEFINITIVE JOINT Proxy Statement/Prospectus when IT BECOMES available, BECAUSE THEY CONTAIN OR WILL CONTAIN IMPORTANT INFORMATION.  Investors and security holders are able to obtain free copies of the Registration Statement and the preliminary Joint Proxy Statement/Prospectus and other documents filed with the SEC by FNF and LPS through the web site maintained by the SEC at www.sec.gov or by phone, email or written request by contacting the investor relations department of FNF or LPS at the following:  FNF                           LPS 601 Riverside Avenue          601 Riverside Avenue Jacksonville, FL 32204        Jacksonville, FL 32204 Attention: Investor Relations Attention: Investor Relations 904-854-8100                  904-854-8640 dkmurphy@fnf.com              nancy.murphy@lpsvcs.com  FNF and LPS, and their respective directors and executive officers, may be deemed to be participants in the solicitation of proxies in respect of the transactions contemplated by the merger agreement. Information regarding the directors and executive officers of FNF is contained in FNF's Form 10-K for the year ended December 31, 2012 and its proxy statement filed on April 12, 2013, which are filed with the SEC. Information regarding LPS's directors and executive officers is contained in LPS's Form 10-K for the year ended December 31, 2012 and its proxy statement filed on April 9, 2013, which are filed with the SEC. A more complete description will be available in the Registration Statement and the Joint Proxy Statement/Prospectus.  This communication shall not constitute an offer to sell or the solicitation of an offer to sell or the solicitation of an offer to buy any securities, nor shall there be any sale of securities in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such jurisdiction. No offer of securities shall be made except by means of a prospectus meeting the requirements of Section 10 of the Securities Act of 1933, as amended.  Forward Looking Statements This press release contains forward-looking statements that involve a number of risks and uncertainties. Statements that are not historical facts, including statements regarding expectations, hopes, intentions or strategies regarding the future are forward-looking statements. Forward-looking statements are based on management's beliefs, as well as assumptions made by, and information currently available to, management. Because such statements are based on expectations as to future financial and operating results and are not statements of fact, actual results may differ materially from those projected. FNF undertakes no obligation to update any forward-looking statements, whether as a result of new information, future events or otherwise. The risks and uncertainties which forward-looking statements are subject to include, but are not limited to: the ability to consummate the previously announced transaction with LPS; the ability to obtain requisite regulatory and stockholder approval and the satisfaction of other conditions to the consummation of the proposed transaction with LPS; the ability of FNF to successfully integrate LPS's operations and employees and realize anticipated synergies and cost savings; the potential impact of the announcement or consummation of the proposed LPS transaction on relationships, including with employees, suppliers, customers and competitors; changes in general economic, business and political conditions, including changes in the financial markets; weakness or adverse changes in the level of real estate activity, which may be caused by, among other things, high or increasing interest rates, a limited supply of mortgage funding or a weak U.S. economy; FNF's dependence on distributions from its title insurance underwriters as a main source of cash flow; significant competition that FNF faces; compliance with extensive government regulation; and other risks detailed in the "Statement Regarding Forward-Looking Information," "Risk Factors" and other sections of FNF's Form 10-K and other filings with the Securities and Exchange Commission.    FIDELITY NATIONAL FINANCIAL, INC. SUMMARY OF EARNINGS (In millions, except order information in 000's) (Unaudited)                                          Three Months Ended  Nine Months Ended                                          September 30,       September 30,                                          2013       2012     2013      2012 Direct title premiums                    $472       $436     $1,377    $1,215 Agency title premiums                    630        569      1,779     1,501  Total title premiums                   1,102      1,005    3,156     2,716 Escrow, title-related and other fees     437        428      1,361     1,228  Total title and escrow                 1,539      1,433    4,517     3,944 Restaurant revenue                       336        298      1,037     551 Remy revenue                             266        143      834       143 Interest and investment income           29         36       99        109 Realized gains and losses                4          123      7         193  Total revenue                          2,174      2,033    6,494     4,940 Personnel costs                          540        470      1,605     1,322 Other operating expenses                 329        331      1,020     932 Cost of restaurant revenue               292        258      889       473 Cost of Remy revenue (includes $19, $6,  223        125      704       125 $55 and $6 of D&A, respectively) Agent commissions                        482        432      1,352     1,144 Depreciation and amortization            36         28       104       71 Title claim loss expense                 77         69       221       200 Interest expense                         27         19       71        50  Total expenses                         2,006      1,732    5,966     4,317 Earnings from continuing operations      168        301      528       623 before taxes Income tax expense                       54         70       172       188 Earnings from continuing operations      114        231      356       435 before equity investments Earnings from equity investments         (14)       5        (20)      13 Net earnings from continuing operations  100        236      336       448 Income from discontinued operations, net --         (1)      (2)       11 of tax Net earnings                            100        235      334       459 Non-controlling interests                2          1        8         4 Net earnings attributable to common      $98        $234     $326      $455 shareholders Earnings per share:  Net earnings attributable to common  $0.43      $1.06    $1.45     $2.07 shareholders - basic  Net earnings attributable to common  $0.43      $1.04    $1.42     $2.02 shareholders -diluted                                           226        221      225       220 Weighted average shares – basic Weighted average shares – diluted        230        226      230       225 Direct operations orders opened (000's)  474        707      1,789     2,025 Direct operations orders closed (000's)  410        480      1,401     1,349 Fee per file                             $1,807     $1,467   $1,568    $1,456 Actual title claims paid                 $103       $97      $303      $302      FIDELITY NATIONAL FINANCIAL, INC. THIRD QUARTER SEGMENT INFORMATION (In millions, except order information in 000's) (Unaudited) Three Months Ended                                  Restaurant       Corporate                                 Consolidated FNT               Remy September 30, 2013                                  Group            and Other Gross operating revenue         $2,141       $1,507 $336       $266  $32 Interest and investment income  29           29     --         1     (1) Realized gains and losses       4            3      2          (1)   --  Total revenue                 2,174        1,539  338        266   31 Personnel costs                 540          467    16         19    38 Other operating expenses        329          276    15         13    25 Cost of revenue                 515          --     292        223   -- Agent commissions               482          482    --         --    -- Depreciation and amortization   36           16     13         1     6 Title claim loss expense        77           77     --         --    -- Interest expense                27           --     2          6     19  Total expenses                2,006        1,318  338        262   88 Pre-tax earnings from           168          221    --         4     (57) continuing operations Pre-tax margin                  7.7%         14.4%  --         1.5%  --                                                                       Adjusted pre-tax margin         7.6%         14.2%  --         1.9%                                                                      -- Open orders                     474          474    --         --    -- Closed orders                   410          410    --         --    -- Three Months Ended                                  Restaurant       Corporate                                 Consolidated FNT               Remy September 30, 2012                                  Group            and Other Gross operating revenue         $1,874       $1,418 298        143   $15 Interest and investment income  36           34     --         --    2 Realized gains and losses       123          --     50         79    (6)  Total revenue                 2,033        1,452  348        222   11 Personnel costs                 470          436    17         8     9 Other operating expenses        331          289    18         5     19 Cost of revenue                 383                 258        125 Agent commissions               432          432    --         --    -- Depreciation and amortization   28           17     11         --    -- Title claim loss expense        69           69     --         --    -- Interest expense                19           --     1          4     14  Total expenses                1,732        1,243  305        142   42 Pre-tax earnings from           301          209    43         80    (31) continuing operations Pre-tax margin                  14.8%        14.4%  12.3%      36.0% --                                                                       Adjusted pre-tax margin         9.3%         14.4%  --         0.7%                                                                      -- Open orders                     707          707    --         --    -- Closed orders                   480          480    --         --    --      FIDELITY NATIONAL FINANCIAL, INC. YTD SEGMENT INFORMATION (In millions, except order information in 000's) (Unaudited) Nine Months Ended                                   Restaurant       Corporate                                 Consolidated FNT               Remy September 30, 2013                                  Group            and Other Gross operating revenue         $6,388       $4,422 $1,037     $834  $95 Interest and investment income  99           97     --         1     1 Realized gains and losses       7            10     --         (4)   1  Total revenue                 6,494        4,529  1,037      831   97 Personnel costs                 1,605        1,400  47         65    93 Other operating expenses        1,020        845    50         36    89 Cost of revenue                 1,593        --     889        704   -- Agent commissions               1,352        1,352  --         --    -- Depreciation and amortization   104          49     40         3     12 Title claim loss expense        221          221    --         --    -- Interest expense                71           --     6          16    49  Total expenses                5,966        3,867  1,032      824   243 Pre-tax earnings from           528          662    5          7     (146) continuing operations Pre-tax margin                  8.1%         14.6%  0.5%       0.8%  --                                                                        Adjusted pre-tax margin         8.0%         14.4%  0.5%       1.3%                                                                         -- Open orders                     1,789        1,789  --         --    -- Closed orders                   1,401        1,401  --         --    -- Nine Months Ended                                   Restaurant       Corporate                                 Consolidated FNT               Remy September 30, 2012                                  Group            and Other Gross operating revenue         $4,638       $3,900 551        143   $44 Interest and investment income  109          104    --         --    5 Realized gains and losses       193          5      121        79    (12)  Total revenue                 4,940        4,009  672        222   37 Personnel costs                 1,322        1,263  25         8     26 Other operating expenses        932          827    46         5     54 Cost of revenue                 598          --     473        125 Agent commissions               1,144        1,144  --         --    -- Depreciation and amortization   71           49     20         --    2 Title claim loss expense        200          200    --         --    -- Interest expense                50           --     2          4     44  Total expenses                4,317        3,483  566        142   126 Pre-tax earnings from           623          526    106        80    (89) continuing operations Pre-tax margin                  12.6%        13.1%  15.8%      36.0% --                                                                       Adjusted pre-tax margin         9.1%         13.3%  --         0.7%                                                                      -- Open orders                     2,025        2,025  --         --    -- Closed orders                   1,349        1,349  --         --    --    FIDELITY NATIONAL FINANCIAL, INC. QUARTERLY OPERATING STATISTICS (Unaudited)                        Q3 2013 Q2 2013 Q1 2013 Q4 2012 Q3 2012 Q2 2012 Q1 2012 Quarterly Title Margins (millions except % data) Total revenue          1,539   1,613   1,385   1,590   1,452   1,392   1,175 Pre-tax earnings       221     272     171     251     209     191     129 Realized               (3)     (7)     --      4       --      (1)     (4) (gains)/losses Claims recoupment      --      --      --      --      --      11      -- impairment Adjusted pre-tax title 218     265     171     255     209     201     125 earnings Adjusted pre-tax title 14.2%   16.5%   12.3%   16.0%   14.4%   14.5%   10.7% margin Quarterly Open Orders ('000's except % data) Total open orders*     474     672     643     677     707     667     651 Total open orders per  7.4     10.5    10.5    10.7    11.2    10.4    10.5 day* Purchase % of open     56%     42%     38%     32%     33%     38%     36% orders Refinance % of open    44%     58%     62%     68%     67%     62%     64% orders Quarterly Closed Orders ('000's except % data) Total closed orders*   410     504     487     518     480     459     410 Total closed orders    6.4     7.9     8.0     8.2     7.6     7.2     6.6 per day* Purchase % of closed   50%     40%     31%     33%     37%     40%     34% orders Refinance % of closed  50%     60%     69%     67%     63%     60%     66% orders *Includes an immaterial number of non-purchase and non-refinance orders Commercial ('000's) Revenue                120     112     88      143     96      103     83 Open Orders            19.9    20.3    18.7    18.3    18.9    20.3    19.8 Closed Orders          12.6    12.3    10.6    13.5    12.2    13.1    11.7 Fee Per File Fee per file           $1,807  $1,562  $1,373  $1,565  $1,467  $1,497  $1,398 Residential and local commercial fee per     $1,562  $1,373  $1,219  $1,323  $1,300  $1,310  $1,231 file National commercial    $9,500  $9,100  $8,300  $10,600 $7,800  $7,900  $7,100 fee per file Staffing Total field operations 10,600  12,000  12,000  11,600  11,300  11,000  10,600 employees      FIDELITY NATIONAL FINANCIAL, INC. SUMMARY BALANCE SHEET INFORMATION (In millions, except per share amounts)                                 September 30,  December 31,                                 2013           2012                                 (Unaudited) Cash and investment portfolio   $5,252         $5,186 Goodwill                        1,894          1,909 Title plant                     374            374 Total assets                    10,077         9,903 Notes payable                   1,348          1,344 Reserve for title claim losses  1,695          1,748 Secured trust deposits          644            528 Total equity                    4,940          4,749 Book value per share            $21.51         $20.78    SOURCE Fidelity National Financial, Inc.  Website: http://www.fnf.com Contact: Daniel Kennedy Murphy, Senior Vice President and Treasurer, 904-854-8120, dkmurphy@fnf.com