HCC Ratings Affirmed by A.M. Best and Fitch

HCC Ratings Affirmed by A.M. Best and Fitch

HOUSTON, Oct. 4, 2013 (GLOBE NEWSWIRE) -- HCC Insurance Holdings, Inc.
(NYSE:HCC) today announced that A.M. Best Company, Inc. and Fitch Ratings have
affirmed the Company's ratings.

"We are very pleased that A.M. Best and Fitch have affirmed HCC's financial
strength ratings of "A+" and "AA," respectively. These strong ratings reflect
our continued commitment to underwriting discipline and consistent
profitability," said Christopher J.B. Williams, HCC's Chief Executive Officer.

On October 3, 2013, A.M. Best announced that it had affirmed the "A+
(Superior)" financial strength ratings (FSR) and "aa" issuer credit ratings
(ICR) of the property/casualty companies in the Houston Casualty Group and HCC
Life Insurance Company. Additionally, A.M. Best affirmed ICR and debt ratings
of "a" on the holding company's $300 million 6.300% Senior Notes due 2019. The
outlook for all of A.M. Best's ratings is Stable.

The following property/casualty insurance companies comprise Houston Casualty
Group, as defined by A.M. Best:

  *Houston Casualty Company
  *U.S. Specialty Insurance Company
  *Avemco Insurance Company
  *HCC Specialty Insurance Company

A.M. Best also affirmed the "A+ (Superior)" FSR and "aa-" ICR for the
following insurance company subsidiaries:

  *American Contractors Indemnity Company
  *United States Surety Company

On October 1, 2013, Fitch Ratings announced that it had affirmed the "AA (Very
Strong)" insurer financial strength (IFS) ratings for HCC's insurance company
subsidiaries and the "A+" issuer default rating for HCC Insurance Holdings,
Inc. In addition, Fitch affirmed the "A" debt rating on the holding company's
$300 million 6.300% Senior Notes due 2019. The outlook for all of Fitch's
ratings is Stable.

These IFS ratings apply to the following insurance company subsidiaries:

  *Houston Casualty Company
  *U.S. Specialty Insurance Company
  *Avemco Insurance Company
  *HCC Specialty Insurance Company
  *HCC Life Insurance Company
  *American Contractors Indemnity Company
  *United States Surety Company

Headquartered in Houston, Texas, HCC Insurance Holdings, Inc. is a leading
specialty insurer with offices in the United States, the United Kingdom, Spain
and Ireland. As of June 30, 2013, HCC had assets of $10.2 billion and
shareholders' equity of $3.5 billion.HCC's major domestic and international
insurance companies have financial strength ratings of "AA (Very Strong)" from
Standard & Poor's Corporation, "A+ (Superior)" from A.M. Best Company, Inc.,
"AA (Very Strong)" from Fitch Ratings, and "A1 (Good Security)" from Moody's
Investors Service, Inc.

For more information about HCC, please visit http://www.hcc.com.

Forward-looking statements contained in this press release are made under
"safe harbor" provisions of the Private Securities Litigation Reform Act of
1995 and involve a number of risks and uncertainties.The types of risks and
uncertainties which may affect the Company are set forth in its periodic
reports filed with the Securities and Exchange Commission.

CONTACT: Doug Busker, Director of Investor Relations
         HCC Insurance Holdings, Inc.
         Telephone:  (713) 996-1192

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