ACI Worldwide Partners with Experian Decision Analytics to Bring Market Leading Decisioning Solutions to Credit Card Issuers

  ACI Worldwide Partners with Experian Decision Analytics to Bring Market
  Leading Decisioning Solutions to Credit Card Issuers

Card issuers can enhance profitability with solutions for customer application
         processing, credit portfolio management and debt recoveries

Business Wire

NAPLES, Fla. -- October 2, 2013

ACI Worldwide (NASDAQ: ACIW), a leading international provider of electronic
payment systems, today announced a partnership with Experian Decision
Analytics to market Experian’s leading decisioning solutions to ACI customers
and prospects. Experian’s analytics-driven decisioning enables effective and
targeted customer application processes, robust portfolio management and
streamlined collections and recoveries. Credit issuers using ACI Issuer, the
company’s platform for issuing and supporting credit cards, paired with
Experian’s solutions, benefit from an end-to-end offering that maximizes
profitability throughout the life cycle of a consumer’s account.

“Holistic account decisioning enables credit card issuers to treat customers
as individuals throughout the relationship. This starts with attracting the
“right” customer, moves into servicing that customer with tailored offerings,
and even covers developing appropriate strategies in managing collections,”
said Jeffrey Hale, Senior Vice President, Retail Payments, ACI Worldwide. “The
combination of the Experian and ACI solutionswill give card issuers amore
completeanswer totheir cardmanagementand decisioning needs, allowing them
toeliminateduplicate systems and streamline the management of their
customers’credit cardlife cycle.”

“We are delighted to partner with ACI to help its customers use sophisticated
data analytics to enhance its end-user relationships and ultimately grow
margins,” said Steve Platt, Executive Vice President and General Manager,
Experian Decision Analytics Products. “Our customers have seen significant
benefit from the use of our advanced and proven decision analytics services,
which help drive operational efficiency, improve customer relationships and
deliver bottom-line growth. We look forward to working together with ACI on
this global partnership opportunity.”

Experian has more than 30 years’ experience in providing sophisticated
decision making systems, data resources and analytical capabilities
culminating in card issuers being able to make the most appropriate decisions
to:

  *Maximize profits by individualizing product offerings for each cardholder
    and building individual, long term and mutually advantageous relationships
    with each consumer,
  *Reduce losses, for example through increased control of application fraud
    and bad debt, and
  *Lower costs, through operational enhancements such as automating
    application and collection processes

About ACI Worldwide

ACI Worldwide powers electronic payments and banking for more than 2,600
financial institutions, retailers, billers and processors around the world.
ACI software enables $13 trillion in payments each day, processing
transactions for more than 250 of the leading global retailers, and 18 of the
world’s 20 largest banks. Through our integrated suite of software products
and hosted services, we deliver a broad range of solutions for payments
processing; card and merchant management; online banking; mobile, branch and
voice banking; fraud detection; trade finance; and electronic bill presentment
and payment. To learn more about ACI, please visit www.aciworldwide.com. You
can also find us on Twitter @ACI_Worldwide.

© Copyright ACI Worldwide, Inc. 2013.

ACI, ACI Payment Systems, the ACI logo and all ACI product names are
trademarks or registered trademarks of ACI Worldwide, Inc., or one of its
subsidiaries, in the United States, other countries or both. Other parties’
trademarks referenced are the property of their respective owners.

Product roadmaps are for informational purposes only and may not be
incorporated into a contract or agreement. The development release and timing
of future product releases remains at ACI’s sole discretion. ACI is providing
the following information in accordance with ACI's standard product
communication policies. Any resulting features, functionality, and
enhancements or timing of release of such features, functionality and
enhancements are at the sole discretion of ACI and may be modified without
notice. All product roadmap or other similar information does not represent a
commitment to deliver any material, code or functionality, and should not be
relied upon in making a purchasing decision.

Contact:

ACI Worldwide, Inc.
Dan Ring, 781-370-3600
dan.ring@aciworldwide.com