United Security Bancshares, Inc. Names Thomas S. Elley as New CFO

  United Security Bancshares, Inc. Names Thomas S. Elley as New CFO

                 Robert D. Steen to Retire December 31, 2013

Business Wire

THOMASVILLE, Ala. -- September 24, 2013

United Security Bancshares, Inc. (NASDAQ: USBI) (“USBI”) today announced that
First United Security Bank (“FUSB”; USBI and FUSB hereinafter collectively
referred to as the “Company”) has hired Thomas S. Elley as Executive Vice
President, Chief Financial Officer, Treasurer, and Assistant Secretary of
FUSB. Mr. Elley will also serve as Vice President, Chief Financial Officer,
Principal Accounting Officer, Treasurer, and Assistant Secretary of USBI. Mr.
Elley is expected to join the Company on October 15, 2013 and will assume as
of that date the duties and responsibilities of Robert D. Steen, the current
Executive Vice President, Chief Financial Officer, Treasurer, and Assistant
Secretary of FUSB and Vice President, Chief Financial Officer, Principal
Accounting Officer, Treasurer, and Assistant Secretary of USBI. Mr. Steen
plans to retire on December 31, 2013.

Mr. Elley is a certified public accountant with extensive experience in the
financial and banking industries. His most recent position was Vice President,
Accounting Policy Manager and Line of Business Controller with Regions
Financial Corporation in Birmingham. Prior to joining Regions, he served for
more than 10 years as Senior Manager for Deloitte & Touche LLP, where he
focused on SEC reporting, regulatory accounting and internal control audits
under the Sarbanes-Oxley Act of 2002. He has experience in a number of areas,
including accounting, audit, compliance, finance, and risk assessment.

In May of 1993, Mr. Elley obtained a Bachelors of Science Degree in Business
Administration from Ambassador University in Big Sandy, Texas, and in December
of 2000, he received a Master’s Degree in Business Administration from the
University of Alabama at Birmingham. He has actively participated on boards
and non-profit organizations throughout his career. He and his wife, Cheryl,
reside in Birmingham and have a fifteen-month old daughter, Aleigha.

Commenting on Mr. Elley’s appointment, James F. House, President and Chief
Executive Officer of USBI and FUSB, said, “I am pleased to have Tom join our
staff as our new Chief Financial Officer. He has a strong background in bank
accounting and will be a solid addition to our Company. We look forward to his
leadership as we continue to focus on the improvement of asset quality as part
of our strategy to increase earnings and move the Bank forward.”

“I am looking forward to working with FUSB and USBI as the Company continues
to strengthen its presence as an independent community bank serving Southwest
and Central Alabama,” stated Mr. Elley.

Mr. Steen will assist Mr. Elley in the transition of roles and will remain on
staff as Executive Vice President of FUSB and Vice President of USBI until his
retirement. Mr. Steen has been the Executive Vice President, Chief Financial
Officer of FUSB since 1997. He has also served as Vice President, Chief
Financial Officer, and Principal Accounting Officer of USBI since 2003. Mr.
Steen currently serves as a director of Acceptance Loan Company, Inc. and as
secretary of FUSB Reinsurance, Inc. Mr. Steen started his banking career with
First Bank and Trust of Grove Hill, Alabama in 1983 as Executive Vice
President. First Bank and Trust was merged with and into United Security Bank
in 1997.

Commenting on Mr. Steen’s upcoming retirement, Mr. House said, “Robert has
been an invaluable asset to our Company during his 30 years of service. He has
served in many roles and positions, and he will definitely be missed. We
appreciate the many years of loyal service that Robert has given to the
Company and wish him many years of enjoyment with his family as he retires.”

About United Security Bancshares, Inc.

United Security Bancshares, Inc. is a bank holding company that operates
nineteen banking offices in Alabama through First United Security Bank which
was established in 1952. In addition, the Company’s operations include
Acceptance Loan Company, Inc., a consumer loan company, and FUSB Reinsurance,
Inc., an underwriter of credit life and credit accident and health insurance
policies sold to the Bank’s and ALC’s consumer loan customers. The Company’s
stock is traded on the Nasdaq Capital Market under the symbol “USBI.”

Forward-Looking Statements

This press release contains forward-looking statements, as defined by federal
securities laws. Statements contained in this press release that are not
historical facts are forward-looking statements. These statements may address
issues that involve significant risks, uncertainties, estimates and
assumptions made by management. USBI undertakes no obligation to update these
statements following the date of this press release, except as required by
law. In addition, USBI, through its senior management, may make from time to
time forward-looking public statements concerning the matters described
herein. Such forward-looking statements are necessarily estimates reflecting
the best judgment of USBI’s senior management based upon current information
and involve a number of risks and uncertainties. Certain factors that could
affect the accuracy of such forward-looking statements are identified in the
public filings made by USBI with the Securities and Exchange Commission, and
forward-looking statements contained in this press release or in other public
statements of USBI or its senior management should be considered in light of
those factors. Specifically, with respect to statements relating to loan
demand, growth and earnings potential and the adequacy of the allowance for
loan losses for USBI, these factors include, but are not limited to, the rate
of growth (or lack thereof) in the economy, the relative strength and weakness
in the consumer and commercial credit sectors and in the real estate markets
and collateral values. There can be no assurance that such factors or other
factors will not affect the accuracy of such forward-looking statements.

Contact:

United Security Bancshares, Inc.
Beverly Dozier, 334-636-5424