American National Insurance Company Introduces a Monthly Sum Interest Crediting Strategy to its New Indexed Annuity -- ANICO

American National Insurance Company Introduces a Monthly Sum Interest
Crediting Strategy to its New Indexed Annuity -- ANICO Strategy Indexed
Annuity PLUS

GALVESTON, Texas, Sept. 10, 2013 (GLOBE NEWSWIRE) -- American National
Insurance Company located in Galveston, Texas introduced the ANICO Strategy
Indexed Annuity PLUS series on June 1, 2013. As of September 1, the product
will now include a new Monthly Sum Strategy option.

American National Insurance Company announces a new strategy for the ANICO
Strategy Indexed Annuity PLUS 7 and 10, which became available June 3, 2013
and is now available in most states. This innovative annuity product provides
up to 12 potential interest crediting strategies for clients to choose from
along with two Lifetime Income Riders that may provide guaranteed cash flow.

The newest of the twelve strategies is the One Year Total Sum Performance with
a Monthly Cap, also known as the "Monthly Sum" strategy, which credits
interest on an annual basis by comparing the monthly changes in the S&P 500®.
On a monthly basis, the index value is compared to the previous month.
Increases are subject to a cap while decreases have no limit. At the end of
the contract year, the twelve values (capped when applicable) are then summed
to determine the annual interest credited with a floor rate of zero percent in
negative years; an additional Cap is not applied to the final interest rate in
positive years.

ANICO Strategy Indexed Annuity PLUS (ASIA PLUS) provides the opportunity to
earn a higher interest based upon the performance of the S&P 500^® Index
without being directly invested in the Index.Therefore, the client will never
lose money based on the fluctuations of the S&P 500^® Index as the indexed
interest crediting strategies have a 0% floor.

ASIA PLUS provides two different Lifetime Income Riders allowing the client's
income base to grow at a specified rate for a specified term before the client
begins receiving an income benefit.

David A. Behrens, Executive Vice President of American National Insurance
Company stated, "ANICO Strategy Indexed Annuity PLUS allows the client to
strategize the placement of their premium in the annuity while guaranteeing a
future income stream in retirement. The Monthly Sum strategy allows the client
the potential to accumulate interest earnings based on the possible upward
movement of the index in positive years."

Available in 7 and 10 year versions, the ASIA PLUS offers multiple features to
assist clients in various stages of life. 

For agents seeking additional information, including product information and
current interest rates, visit the Independent Marketing Group's web site at
http://img.anicoweb.com or call the Field Support Center at 888-501-4043.

If you are interested in learning more about this product, please contact your
insurance agent or financial advisor.

Indexed strategies earn interest related to the performance of the S&P 500®
Index. Whether an indexed strategy earns interest or not and how much interest
is earned is dependent on a number of factors: index performance,
participation rate cap and segment term. The performance of the index cannot
be predicted over any given period of time. Past history of the Index is no
guarantee of future performance. American National Insurance Company and its
agents do not make any recommendations regarding the selection of indexed
strategies. American National Insurance Company and its agents do not
guarantee the performance of any indexed strategies.

The S&P 500 Index is a product of S&P Dow Jones Indices LLC ("SPDJI"), and has
been licensed for use by American National Insurance Company. Standard &
Poor's®, S&P® and S&P 500® are registered trademarks of Standard & Poor's
Financial Services LLC ("S&P"); Dow Jones® is a registered trademark of Dow
Jones Trademark Holdings LLC ("Dow Jones"); and these trademarks have been
licensed for use by SPDJI and sublicensed for certain purposes by American
National Insurance Company. American National Insurance Company's products
are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their
respective affiliates, and none of such parties make any representation
regarding the advisability of investing in such product(s) nor do they have
any liability for any errors, omissions, or interruptions of the S&P 500
Index.

Form Series: IA13, RLIR (Forms may vary by State)

IMG11976

About the Company

American National Insurance Company (American National), headquartered in
Galveston, Texas, was founded in 1905 and is licensed to conduct the business
of insurance in all states except New York. American National has been
assigned an 'A' rating by A.M. Best Company and an 'A' rating by Standard &
Poor's, both of which are nationally recognized rating agencies.

American National is also a Family of Companies offering a broad line of
products and services, which include life insurance, annuities, health
insurance, credit insurance, pension products and property and casualty
insurance for personal lines, agribusiness, and targeted commercial
exposures.The American National Family of Companies operates in all 50
states, and its major insurance subsidiaries include American National Life
Insurance Company of Texas, American National Life Insurance Company of New
York, American National Property and Casualty Company, Standard Life and
Accident Insurance Company, Farm Family Life Insurance Company, Farm Family
Casualty Insurance Company and United Farm Family Insurance Company.

For more information, including company news and investor relations
information, visit the company's web site at www.anico.com.

CONTACT: Angie Hitchman PH: 888.501.4043

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