First National Bank Will Establish Regional Headquarters in Downtown Baltimore

First National Bank Will Establish Regional Headquarters in Downtown Baltimore

FNB Moves Ahead with Commitment to Expand Maryland Presence

PR Newswire

BALTIMORE, Sept. 10, 2013

BALTIMORE, Sept. 10, 2013 /PRNewswire/ --In addition to the Company's recent
announcement to acquire Baltimore-based BCSB Bancorp, Inc., First National
Bank has revealed plans to establish a new regional headquarters in downtown
Baltimore, Maryland. FNB will occupy more than 11,000 square feet of office
space in a prominent building that will be known as the First National Bank
Building. The location, which is expected to be ready for occupancy before the
end of 2013, is located at 300 E. Lombard Street.

"We are focused on growing our Maryland market. Our new regional headquarters
will bring together a diverse team of products specialists who will work
collaboratively to meet the needs of our clients," noted Vincent J. Delie,
Jr., President and CEO of F.N.B. Corporation. "Establishing a regional
headquarters in downtown Baltimore demonstrates our commitment to support the
local business community and to contribute to the City's economic viability."

Delie noted that FNB will continue to tap the highly skilled workforce present
in the greater Baltimore area to support continued expansion. Since FNB's
entry into the Maryland market in April 2013, former Suntrust executives J.
MacGregor (Mac) Tisdale and Darlene Miglioretti have joined First National
Bank's leadership team as President of the Maryland Region and Retail Banking
Executive, respectively. They are supported by a team of local experts in
Wealth Management, Private Banking, Business Banking and other financial

Tisdale expanded on the benefits of the new Baltimore headquarters. "A
downtown presence is obviously good for the Bank, because it will raise our
visibility in the marketplace. We'll also be better able to establish
ourselves as community leaders who are willing to invest in the City and
contribute to its revitalization. These factors, along with our continued
growth, will result in a definite win for the market."

Kirby Fowler, President of the Downtown Baltimore Partnership, echoed the
positive impact of FNB's decision. "First National Bank is a nationally
recognized, rapidly growing financial organization. They could choose to
establish their regional headquarters most anywhere, but they clearly see the
benefit of being in downtown Baltimore."

Pending regulatory and shareholder approvals, the expected acquisition of
Baltimore County Savings Bank in the first quarter of 2014 will add 16 offices
in the greater Baltimore area, bringing First National Bank's Maryland branch
count to 25. Additionally, First National Bank's deposit market share is
expected to reach a top ten spot within the Baltimore metropolitan statistical

In addition to a state of the art, full-service branch located on the first
floor, FNB's new Baltimore headquarters will house approximately 50 financial
professionals in Retail and Commercial Banking, Wealth Management, Insurance,
Treasury Management and Private Banking. Area businesses and busy
professionals will have access to one-stop comprehensive financial services at
the 300 E. Lombard Office, which is conveniently located within blocks of
Baltimore's Inner Harbor area.

FNB will maintain its presence in Annapolis.

First National Bank Building rendering available.

About First National Bank of Pennsylvania
First National Bank of Pennsylvania, the largest subsidiary of F.N.B.
Corporation (NYSE: FNB), has over 250 full-service locations in Pennsylvania,
Ohio, Maryland and West Virginia. First National Bank has been recognized as
a winner of six 2012 Greenwich Excellence in Banking Awards in the categories
of Small Business Banking and Middle Market Banking, awards presented solely
on the basis of client satisfaction.

About F.N.B. Corporation
F.N.B. Corporation (NYSE: FNB), headquartered in Hermitage, Pennsylvania, is a
regional diversified financial services company operating in six states and
three major metropolitan areas including Pittsburgh, PA, where it holds the
number three retail deposit market share, Baltimore, MD and Cleveland, OH. The
Company has total assets of $12.6 billion and more than 250 banking offices
throughout Pennsylvania, Ohio, West Virginia and Maryland. F.N.B. provides a
full range of commercial banking, consumer banking and wealth management
solutions through its subsidiary network, which is led by its largest
affiliate, First National Bank of Pennsylvania. Commercial banking solutions
include corporate banking, small business banking, investment real estate
financing, asset based lending, capital markets and lease financing. The
consumer banking segment provides a full line of consumer banking products and
services including deposit products, mortgage lending, consumer lending and a
complete suite of mobile and online banking services. F.N.B.'s wealth
management services include asset management, private banking and insurance.
The Company also operates Regency Finance Company, which has more than 70
consumer finance offices in Pennsylvania, Ohio, Kentucky and Tennessee.

The common stock of F.N.B. Corporation trades on the New York Stock Exchange
under the symbol "FNB" and is included in Standard & Poor's SmallCap 600 Index
with the Global Industry Classification Standard (GICS) Regional Banks
Sub-Industry Index. Customers, shareholders and investors can learn more about
this regional financial institution by visiting the F.N.B. Corporation web
site at

F.N.B. Corporation will file a registration statement on Form S-4 with the
SEC. The registration statement will include a proxy statement/prospectus and
other relevant documents with the SEC in connection with the merger.


The proxy statement/prospectus and other relevant materials (when they become
available), and any other documents F.N.B. Corporation and BCSB Bancorp, Inc.
have filed with the SEC, may be obtained free of charge at the SEC's website
at In addition, investors and security holders may obtain free
copies of the documents F.N.B. Corporation has filed with the SEC by
contacting James Orie, Chief Legal Officer, F.N.B. Corporation, One F.N.B.
Boulevard, Hermitage, PA 16148, telephone: (724) 983-3317 and free copies of
the documents BCSB Bancorp, Inc. has filed with the SEC by contacting Joseph
J. Bouffard, President and Chief Executive Officer, BCSB Bancorp, Inc., 4111
East Joppa Road, Baltimore, MD 21236, telephone: (410) 256-5000.

F.N.B. Corporation and BCSB Bancorp, Inc. and certain of their directors and
executive officers may be deemed to be participants in the solicitation of
proxies from BCSB Bancorp, Inc. shareholders in connection with the proposed
merger. Information concerning such participants' ownership of BCSB Bancorp,
Inc. common shares will be set forth in the proxy statement/prospectus
relating to the merger when it becomes available. This communication does not
constitute an offer of any securities for sale.

SOURCE F.N.B. Corporation

Contact: Kathy Hammons, Manager, Communications & Public Relations,
724-983-3303 or
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