SBT Bancorp Announces Quarterly Dividend

  SBT Bancorp Announces Quarterly Dividend

Business Wire

SIMSBURY, Conn. -- August 22, 2013

The Board of Directors of SBT Bancorp, Inc., (OTCBB: SBTB, CUSIP 78391C106),
the holding company of Simsbury Bank, declared on August 21, 2013 a quarterly
common stock cash dividend of $0.14 per share. The dividend will be payable on
September 13, 2013 to shareholders of record on September 3, 2013.

Robert J. Bogino, Chairman of the SBT Bancorp and Simsbury Bank boards, said,
“Despite a challenging interest rate and regulatory compliance environment,
the Simsbury Bank has performed very well over the past several years. This
dividend declaration by the directors of SBT Bancorp is reflective of our
commitment to enhancing shareholder value through the continued development of
profitable banking relationships based on a broadened line of financial
products and outstanding customer service. We thank our shareholders for their
support of SBT Bancorp.”

Simsbury Bank is an independent, publicly owned community bank for consumers
and businesses based in Central Connecticut’s Farmington Valley. Simsbury
Bank’s parent company is SBT Bancorp, Inc. whose stock is traded under the
ticker symbol OTCBB: SBTB. The Bank serves customers locally through branches
in Avon, Bloomfield, Granby and Simsbury and regionally through mortgage and
commercial bankers active throughout Southern New England. Simsbury Bank
customers enjoy internet banking and mortgage services at, respectively,
www.simsburybank.com and www.simsburybank.com/mortgages. Bank customers have
free ATM access at thousands of machines across the country through the SUM
program. The Bank offers financial planning, investment and insurance products
through LPL Financial and its affiliates, member FINRA/SIPC.

Certain statements in this press release, including statements regarding the
intent, belief or current expectations of the Company, its directors or its
officers, are “forward-looking” statements (as such term is defined in the
Private Securities Litigation Reform Act of 1995). Because such statements are
subject to risks and uncertainties, actual results may differ materially from
those expressed or implied by such forward-looking statements.

Contact:

The Simsbury Bank & Trust Company
Anthony F. Bisceglio, CFO, 860-408-5493
860-408-4679 (fax)
abisceglio@simsburybank.com