UnitedHealthcare Offers Specified Disease Coverage and Accident Protection
to New York Employers and Their Employees
*Accident Protection Plan provides cash benefit to help pay employees’
out-of-pocket expenses after an accident; Specified Disease coverage
provides crucial support to help employees recover from a major illness
*Benefits can help pay deductibles and copays, and cover lost income
NEW YORK -- August 14, 2013
UnitedHealthcare has added accident protection and specified disease plans to
its voluntary benefits product offerings for New York employers and their
UnitedHealthcare’s Accident Protection Plan provides a cash benefit for
covered events to helplimit employees’ out-of-pocket expenses after an
accident, and can also help pay deductibles and copays, and cover lost income.
Specified Disease coverage provides a cash benefit and crucial support to
employees recovering from a major illness – such as cancer, heart attack or
stroke, which account for as much as 80 percent of all critical illnesses.
Employers that offer their workers UnitedHealthcare medical benefit plans can
integrate their plans with several ancillary products such as accident
protection, specified disease, dental, vision and disability insurance.
UnitedHealthcare’s integrated approach, called Bridge2Health, generates a wide
range of data that provides a more complete profile of employees’ health and,
as a result, allows for more customized interventions such as wellness
initiatives that can help employees reduce costs and achieve better overall
“A major illness or short-term spike in unexpected expenses following an
accident can be devastating for many people, especially in today’s economy,”
said Gary Harger, vice president of voluntary products, UnitedHealthcare.
“Some people suffer a major illness or injury that can result in significant
expenses and possibly lost income related to their care. These two benefit
plans enable employees to focus on healing from their injuries instead of
Research shows that simply adding these types of voluntary benefits to a core
benefits offering can help improve companies’ bottom lines by increasing
productivity and employee engagement. According to LIMRA, a worldwide
association of insurance and financial services companies, nine out of 10
employees believe it is important that companies offer a full range of health
benefits, including voluntary.
Employers offering both medical and voluntary plans from UnitedHealthcare also
benefit from streamlined, more efficient plan administration that enables a
greater focus on the overall health of plan participants across all benefits
offered by the company.
The Accident Protection Plan and Specified Disease policy are currently
available to businesses with 51 or more eligible employees. UnitedHealthcare’s
voluntary benefits are available as standalone products, as well as in
addition to medical coverage.
UnitedHealthcare is dedicated to helping people nationwide live healthier
lives by simplifying the health care experience, meeting consumer health and
wellness needs, and sustaining trusted relationships with care providers. The
company offers the full spectrum of health benefit programs for individuals,
employers and Medicare and Medicaid beneficiaries, and contracts directly with
780,000 physicians and other health care professionals and 5,900 hospitals and
other care facilities nationwide. UnitedHealthcare serves more than 40 million
people in health benefits and is one of the businesses of UnitedHealth Group
(NYSE: UNH), a diversified Fortune 50 health and well-being company.
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Maria Gordon Shydlo, 914-933-4613
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