ACE Recreational Marine Insurance Announces Hurricane Safety Tips for
Boaters: Climate Experts Predict Worse than Usual Season
PHILADELPHIA -- July 22, 2013
With the hurricane season already upon us, climate experts at the National
Oceanic and Atmospheric Administration (NOAA) advise of an “active or
extremely active” hurricane season this year. NOAA scientists predict a 70
percent chance of between 13 to 20 named storms this year, with 7 to 11 that
could develop into hurricanes, and of those, 3 to 6 could become major
hurricanes of Category 3 strength or higher, with top winds of 111 mph or
greater.^1 The seasonal average is 12 named storms and 6 hurricanes, with 3
developing into major hurricanes. Any probability of a hurricane or a severe
storm is cause for boaters in hurricane-prone regions to have preparation
plans in place. “With the devastation of Sandy fresh in our minds, and another
active season predicted, everyone at NOAA is committed to providing
life-saving forecasts in the face of these storms and ensuring that Americans
are prepared and ready ahead of time,” said acting NOAA Administrator Kathryn
Sullivan, Ph.D, in a NOAA-issued press release.
Boat owners and the marine community should take proactive measures each year
to minimize the potential for injuries and reduce damage to boats. ACE
Recreational Marine Insurance has released its top ten list of important tips
to help recreational boaters protect their vessels as well as other property
on board during the hurricane season. “The best defenses to protecting your
boat from hurricanes or any severe weather are planning, preparation and
timely action,” said Damon R. Hostetter, Senior Vice President, ACE
Recreational Marine Insurance. “It’s important for boat owners to be aware of
preventative measures they can take during the hurricane season. Preparation
and contingency plans should be in place before the hurricane season, and well
in advance of an impending storm. Resources and time are limited once an
active storm is headed your way.”
The following precautionary suggestions are guidelines to be used by the
marine community to help prevent injury or possibly reduce property damage.
ACE Recreational Marine’s Top Ten Hurricane Safety Tips for Boaters
1.Develop a detailed plan of action to secure your vessel in the marina (if
permitted). Alternatively, you may remove your boat from the threatened
area or take your boat to a previously identified storm refuge.
Specifically identify and assemble needed equipment and supplies. Keep
them together and practice your plan to ensure it works.
2.Owners of trailerable boats should ensure their boat is loaded onto its
trailer, well in advance of the storm. They should make certain to trailer
or transport the boat on its trailer as far from the predicted storm path
3.Owners of non-trailerable boats in wet storage have options that include
the following: 1) Secure the boat in the marina berth; 2) Moor the boat in
a previously identified safe area; or 3) Haul the boat.
4.Owners of boats remaining in a marina berth can take the following
precautions: Double all lines. Rig crossing spring lines fore and aft.
Attach lines high on pilings to allow for tidal rise or surge. Make sure
lines will not slip off pilings. Inspect pilings and choose those that
appear the strongest and tallest, and are installed properly.
5.Cover all lines at rough points or where lines feed through chocks to
prevent chafing. Wrap with tape, rags and rubber hoses or leather. Install
fenders, fender boards or tires if necessary to protect the boat from
rubbing against the pier, pilings and other boats.
6.Fully charge the batteries and check to ensure their capability to run
automatic bilge pumps for the duration of the storm. Consider backup
batteries. Shut off all devices consuming electricity except bilge pumps,
and disconnect shore power cables.
7.When a hurricane is impending, and after you have made anchoring or
mooring provisions, remove all portable equipment such as canvas, sails,
dinghies, electronics, cushions, biminis and roller furling sails. Lash
down everything you are unable to remove such as tillers, wheels and
8.Maintain an inventory of both the items removed and those left on board.
Items of value should be marked so that they can be readily identified.
You should also consider maintaining a video or photographic record of the
boat and its inventory in a secure location other than the vessel itself
for future reference.
9.Consolidate all records including insurance policies, a recent photo of
your vessel, boat registration, equipment inventory, and the lease
agreement with the marina or storage facility. Ensure that you include the
telephone numbers of appropriate authorities, such as the U.S. Coast
Guard, Harbor Master, your insurance agent, claim reporting number of your
insurance carrier, and keep them on hand.
10.Do not stay aboard. Winds, during any hurricane, can exceed 100 mph and
tornadoes are often associated with these storms. Above all, safeguard
According to Mr. Hostetter, the more knowledgeable recreational boaters are
about proactive safety practices on the water, the better. “In addition to
taking precautionary measures before any severe storms, one of the most
important components to protect you and your boat is to read and thoroughly
understand your insurance policy well in advance. You should ensure the
policy’s coverage adequately meets your needs. It is vital to understand the
specifics of your policy coverage, exclusions and your duties as a vessel
owner. ACE offers Hurricane Haul-Out Coverage, which provides clients who
reside in storm-prone areas with coverage for haul-out and storage fees when
necessary to protect an insured vessel during a named storm,” he noted.“Along
with this, ACE also offers reimbursement of labor expenses associated with
marina personnel who prepare your vessel in advance of a named storm, should
you be traveling or otherwise unable to protect the vessel yourself. It is
coverages like these that boat owners need to be aware of well in advance of
an impending storm.”
ACE also offers free preparation guides including Hurricanes and Severe Storms
and Hurricane Preparation Tips for Boaters, which include detailed
recommendations and tips for the owners of trailerable and non-trailerable
boats to undertake prior, during and after a storm. Please visit
www.acemarineinsurance.com to download these safety brochures, by selecting
the “Customer Resources” link under “Pleasure Boats and Yachts” on the
homepage, clicking on the “Boating Safety and Loss Prevention Tips” link, and
then choose the brochure by title. To learn more about ACE Recreational Marine
Insurance and obtain valuable information on a wide range of other safety and
loss prevention topics, please visit www.acemarineinsurance.com.
ACE Recreational Marine Insurance, part of the ACE Private Risk Services
business of the ACE Group, has been serving marine clients for more than 200
years, since 1792 when its predecessor company wrote the very first marine
insurance policy issued in the United States. ACE offers exceptional all-risk
insurance coverage to protect the entire spectrum of pleasure yachts and
boats, including classic boats, luxury mega-yachts and sailboats, sport
fishing boats, ski boats, personal watercraft, high performance vessels and
select charter vessels. Product highlights are summaries only; please see
actual policy for terms and conditions. Products may not be available in all
states. Insurance policies issued by ACE Recreational Marine Insurance are
underwritten by the insurance companies of ACE USA.
About ACE Private Risk Services
ACE Private Risk Services is the ACE Group’s high-net-worth personal insurance
business, which provides specialty coverage for homeowners, automobile,
recreational marine, umbrella liability and collections insurance for
financially successful individuals and families. Policies issued by Bankers
Standard Insurance Co. and ACE Insurance Co. of the Midwest. Additional
information can be found at: www.aceprs.com. The ACE Group is one of the
world’s largest multiline property and casualty insurers. With operations in
53 countries, ACE provides commercial and personal property and casualty
insurance, personal accident supplemental health insurance, reinsurance, and
life insurance to a diverse group of clients. ACE Limited, the parent company
of the ACE Group, is listed on the New York Stock Exchange (NYSE: ACE) and is
a component of the S&P 500 index. Additional information can be found at:
ACE North America Communications
Carla Ferrara, 215-640-4744
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