ACI Worldwide Bolsters Online and Mobile Fraud Management Capabilities

  ACI Worldwide Bolsters Online and Mobile Fraud Management Capabilities

    ACI Proactive Risk Manager delivers faster and more accurate detection
                targeting account takeover and ACH/wire fraud

Business Wire

NAPLES, Fla. -- June 25, 2013

ACI Worldwide (NASDAQ: ACIW), a leading international provider of banking and
payment systems, today announced the release of the latest version of ACI
Proactive Risk Manager, the company’s payments fraud management solution.
Designed to help customers better detect and prevent fraud across a range of
payment types, Release 8.2 offers unprecedented flexibility in monitoring both
online and mobile channels, as well as wholesale transactions including wire
and ACH for potential fraud. This will enable businesses to more quickly and
easily uncover and mitigate incidents before they adversely impact the bottom

With an expanded set of transactional and contextual data feeds, fraud
managers in both retail and commercial banking environments will now have more
information at their fingertips, including additional demographic, financial
and non-financial data elements to detect and evaluate suspicious events.

“Faced with pervasive cybercrime and the need to comply with layered security
and monitoring regulations, many of our customers are realizing the importance
of implementing a flexible, integrated fraud detection and prevention solution
across all channels and payments products,” said Mike Braatz, senior vice
president, fraud products, ACI Worldwide. “The fraud survey we conducted last
fall indicates that customer satisfaction rates are highest when the company
or institution proactively detects fraud and enables their customers to play a
role in the process. The new capabilities within Proactive Risk Manager
further strengthen our customers' ability to monitor fraud across online and
mobile channels, as well as wholesale payment activity. We are pleased that
many of our global customers have or are currently migrating to Release 8.2 to
take advantage of these new features.”

New features in Release 8.2 include:

  *One-click event monitoring. In addition to enhanced data options for
    in-depth monitoring of online and mobile banking transactions, this
    release introduces more ways to monitor data and related events. With just
    one click, analysts can view all activities and entities associated with a
    particular event, such as account, login, customer, merchant, terminal or
    employee, which will streamline investigations and speed fraud detection.
  *Integration across on-premise and on-demand payment solutions. Fraudsters
    continually look for ways to exploit disparate systems, targeting the
    weakest link in the payments system architecture. Proactive Risk Manager
    8.2 ensures interoperability across the latest versions of related ACI
    on-premise and on-demand systems, including ACI Enterprise Banker and ACI
    Money Transfer System. This will enable commercial customers to see a
    unified view of payments processing, monitor usage anomalies across all
    channels and actively mitigate wholesale payments risk. This combined
    approach to fraud leverages the system’s truly integrated fraud detection,
    sanctions filtering and suspicious activity monitoring.
  *Added flexibility via new data formats. Release 8.2 offers more than 100
    additional data options and takes advantage of new ACH XML and expanded
    wire XML message formats facilitating enriched data options for profiling,
    analyzing and detecting fraud, putting more control in the hands of the
    fraud team. Proactive Risk Manager 8.2’s adherence to industry standard
    XML formats also ensures that any data formats analysts use today can
    seamlessly be integrated with other platforms across the payment
    architecture as needed.

“Fraudsters are nimble and innovative, and are heavily targeting banks’
online, mobile and call center channels,” said Julie Conroy, research
director, Aite Group. “FIs need to look for solutions that can enable them to
be equally nimble, can present actionable information to investigators quickly
and effectively, and can analyze customer behavior across products and

ACI’s Proactive Risk Manager 8.2 is currently available. For more information,
visit Additionally, information and
results from ACI’s annual fraud survey can be found at

Notes to editors

About ACI Worldwide

ACI Worldwide powers electronic payments and banking for more than 2,600
financial institutions, retailers and processors around the world. ACI
software enables $13 trillion in payments each day, processing transactions
for 14 of the leading retailers globally, and 24 of the world’s 25 largest
banks. Through our integrated suite of software products and hosted services,
we deliver a broad range of solutions for payments processing, card and
merchant management, online banking, mobile, branch and voice banking, fraud
detection, and trade finance. To learn more about ACI and the reasons why our
solutions are trusted globally, please visit You can
also find us on Twitter @ACI_Worldwide.

ACI, ACI Payment Systems, the ACI logo and all ACI product names are
trademarks or registered trademarks of ACI Worldwide, Inc., or one of its
subsidiaries, in the United States, other countries or both. Other parties’
trademarks referenced are the property of their respective owners.

Product roadmaps are for informational purposes only and may not be
incorporated into a contract or agreement. The development release and timing
of future product releases remains at ACI’s sole discretion. ACI is providing
the following information in accordance with ACI's standard product
communication policies. Any resulting features, functionality, and
enhancements or timing of release of such features, functionality and
enhancements are at the sole discretion of ACI and may be modified without
notice. All product roadmap or other similar information does not represent a
commitment to deliver any material, code or functionality, and should not be
relied upon in making a purchasing decision.


ACI Worldwide, Inc.
Courtney Cydylo, +1-781-370-3697
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