M&T Bank Launches Two New Merchant Service Products

             M&T Bank Launches Two New Merchant Service Products

Small business customers can now accept credit card payments over smart phones
or tablet devices

PR Newswire

BUFFALO, N.Y., May 14, 2013

BUFFALO, N.Y., May 14, 2013 /PRNewswire/ --M&T Bank's Merchant Services
division has launched two new products allowing small businesses and middle
market customers to better manage their daily cash flow.

The new additions at M&T include:

  oM&T Mobile for Merchants – featuring a small card reader that can be
    attached to smart phones or tablet devices to process credit card
  oPortfolio Manager^SM– a significant upgrade to the Web-based reporting
    tool used by business customers on a daily basis for real-time monitoring
    of credit card transactions and other account information.

"Helping small and mid-sized businesses manage their daily finances is one of
the most important roles a bank plays in its community. M&T Bank has launched
both a convenient new way for our customers to accept credit card payments and
a state-of-the-art reporting tool that will help businesses save time and
manage their cash flow," said Christopher Morphew, Group Vice President of
Commercial Product Management.

M&T Bank has the leading market share among middle market and small business
customers in many metro areas across New York, Pennsylvania and the
Mid-Atlantic region.

M&T Mobile for Merchants is a simple way for businesses as small as sole
proprietor to accept credit card payments. The new mobile card reader works
everywhere a smart phone or table device can operate. A customer simply swipes
their credit card and signs the screen of the smart phone or tablet device,
then receives an email receipt for their purchase. Merchants get simplified
pricing and the convenience of card acceptance wherever their business takes

The service also works for field-based businesses, such as landscaping
providers, contractors, installation services or one-time events that
traditionally use wireless terminals.

After a brief initial set-up and registration process for Portfolio
Manager^SM, M&T Bank clients will have immediate access to their accounts
through a user-friendly dashboard. Bank clients can receive their electronic
statements in as few as three business days after the close of the month,
helping with reconciling accounts and managing their cash flow.

About M&T Bank
M&T Bank, established in Buffalo, N.Y., in 1856, is one of the top 20
independent commercial bank holding companies in the nation, with $83 billion
in assets and more than 725 branch offices in New York, Pennsylvania,
Maryland, Delaware, Virginia, West Virginia and the District of Columbia.

©2013 M&T Bank. Member FDIC

Media Contact Information:
Delaware: Megen Morris (302)651-1462
Maryland, Pennsylvania, Virginia, and Washington D.C.: Philip Hosmer
New York: Chet Bridger (716)842-5182

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