Primerica Planning To Expand Its Retirement Lineup With Additional Lincoln Financial Solutions

  Primerica Planning To Expand Its Retirement Lineup With Additional Lincoln
                             Financial Solutions

PR Newswire

PHILADELPHIA, May 6, 2013

PHILADELPHIA, May 6, 2013 /PRNewswire/ -- Lincoln Financial Distributors
(LFD), the wholesale distribution arm of Lincoln Financial Group (NYSE:LNC),
and Primerica, Inc. (NYSE: PRI), the largest independent financial services
marketing company in North America, announced today that they will be
incorporating additional Lincoln annuity products into Primerica's retirement
lineup. These new products will help Primerica representatives provide an
expanded range of financial solutions to better prepare their clients for
retirement.

This is the second major launch of a Lincoln product since the companies began
their partnership in 2011, an alliance that enabled Primerica's
representatives to offer Lincoln's Fixed Indexed Annuity product as part of
its retirement planning portfolio.

Beginning July 1, 2013  Primerica  representatives will be able to recommend
the Lincoln ChoicePlus Assurance^SM variable annuity and a new proprietary
fixed indexed annuity, Prime Income Optimizer™, as part of their offerings.

John Addison, Chairman of Primerica Distribution and Co-CEO, said, "We are
excited about expanding our partnership with Lincoln Financial. Today's
announcement is another important step in our efforts to expand our investment
and savings product offerings for our clients and help build and grow our
sales force, which is already the biggest and best in the financial services
industry."

"Our partnership with Primerica proved to be an enormous success during our
first year working together," said Will Fuller, President of Lincoln Financial
Group Distribution. "Primerica's decision to expand their array of Lincoln
products will better position their representatives to help a broader base of
clients protect assets and meet very specific income needs during retirement,"
he said.

Both solutions provide clients with a compelling savings option for meeting
specific retirement needs while offering predictability, security and
potential guarantees for growth towards future income in any market.

About Primerica, Inc.
Primerica, Inc., headquartered in Duluth, GA, is a leading distributor of
financial products to middle income households in North America. Primerica
representatives educate their Main Street clients about how to better prepare
for a more secure financial future by assessing their needs and providing
appropriate solutions through term life insurance, which we underwrite, and
mutual funds, annuities and other financial products, which we distribute
primarily on behalf of third parties. In addition, Primerica provides an
entrepreneurial full or part-time business opportunity for individuals seeking
to earn income by distributing the company's financial products. We insured
more than 4.3 million lives and approximately 1.9 million clients maintained
investment accounts with us at December 31, 2012. Primerica stock is included
in the S&P MidCap 400 and the Russell 2000 stock indices and is traded on The
New York Stock Exchange under the symbol "PRI".

About Lincoln Financial Group
Lincoln Financial Group is the marketing name for Lincoln National Corporation
(NYSE:LNC) and its affiliates. With headquarters in the Philadelphia region,
the companies of Lincoln Financial Group had assets under management of
$186billion as of March 31, 2013. Through its affiliated companies, Lincoln
Financial Group offers: annuities; life, group life, disability and dental
insurance; 401(k) and 403(b) plans; savings plans; and comprehensive financial
planning and advisory services. For more information, including a copy of our
most recent SEC reports containing our balance sheets, please visit
www.LincolnFinancial.com.

Not a deposit   Not FDIC-insured   Not insured by any federal government
                                   agency
Not guaranteed by any bank or savings            May go down in value
association

Important disclosures:

This material was prepared to support the promotion and marketing of a
variable annuity product. Lincoln Financial Group^® affiliates, their
distributors, and their respective employees, representatives, and/or
insurance agents do not provide tax, accounting, or legal advice. Any tax
statements contained herein were not intended or written to be used, and
cannot be used, for the purpose of avoiding U.S. federal, state, or local tax
penalties. Please consult your own independent advisor as to any tax,
accounting, or legal statements made herein.

Variable annuities are long-term investment products designed for retirement
purposes and are subject to market fluctuation, investment risk, and possible
loss of principal. Variable annuities contain both investment and insurance
components and have fees and charges, including mortality and expense,
administrative, and advisory fees. Optional features are available for an
additional charge. The annuity's value fluctuates with the market value of the
underlying investment options, and all assets accumulate tax-deferred.
Withdrawals of earnings are taxable as ordinary income and, if taken prior to
age 59½, may be subject to an additional 10% federal tax. Withdrawals will
reduce the death benefit and cash surrender value.

Investors are advised to consider the investment objectives, risks, and
charges and expenses of the variable annuity and its underlying investment
options carefully before investing. The applicable variable annuity prospectus
contains this and other important information about the variable annuity and
its underlying investment options. Please call 888‑868‑2583 for a free
prospectus. Read it carefully before investing or sending money. Products and
features are subject to state availability.

Lincoln ChoicePlus^SM variable annuities (contract form 30070-B and state
variations) are issued by The Lincoln National Life Insurance Company, Fort
Wayne, IN, and distributed by Lincoln Financial Distributors, Inc., a
broker-dealer. The Lincoln National Life Insurance Company does not solicit
business in the state of New York, nor is it authorized to do so.

Contracts sold in New York (contract forms 30070ANY 5/03 and 30070-B-NY 8/11)
are issued by Lincoln Life & Annuity Company of New York, Syracuse, NY, and
distributed by Lincoln Financial Distributors, Inc., a broker-dealer.

All contract and rider guarantees, including those for optional benefits,
fixed subaccount crediting rates, or annuity payout rates, are subject to the
claims-paying ability of the issuing insurance company. They are not backed by
the broker-dealer or insurance agency from which this annuity is purchased, or
any affiliates of those entities other than the issuing company affiliates,
and none makes any representations or guarantees regarding the claims-paying
ability of the issuer.

A fixed indexed annuity is intended for retirement or other long-term needs.
It is intended for a person who has sufficient cash or other liquid assets for
living expenses and other unexpected emergencies, such as medical expenses. A
fixed indexed annuity is not a registered security or stock market investment
and does not directly participate in any stock or equity investments, or
index. The index used is a price index and does not reflect dividends paid on
the underlying stocks.

Prime Income Optimizer™ Fixed Indexed Annuities (contract form 13-617 and
state variations) are issued by The Lincoln National Life Insurance Company,
Fort Wayne, IN, and distributed by Lincoln Financial Distributors, Inc., a
broker-dealer. The Lincoln National Life Insurance Company does not solicit
business in the state of New York, nor is it authorized to do so. Contractual
obligations are subject to the claims-paying ability of The Lincoln National
Life Insurance Company.

Contract may be referred to as "certificate" in certain states (certificate
may not be available in all states). The certificate is a group annuity
certificate issued under a group annuity contract issued by The Lincoln
National Life Insurance Company to a group annuity trust.

The exact terms of the annuity are contained in the contracts and any attached
riders, endorsements and amendments, which will control the issuing company's
contractual obligations. For more information about the annuity, please also
read the Client Guide, Disclosure Statement and Facts At-A-Glance, or contact
your representative.

Product and features are subject to state availability. Limitations and
exclusions may apply. Not available in New York.

There is no additional tax-deferral benefit for an annuity contract purchased
in an IRA or other tax-qualified plan.

(Logo: http://photos.prnewswire.com/prnh/20050830/LFLOGO)





SOURCE Lincoln Financial Group

Website: http://www.lfg.com
Contact: Eric Samansky, Lincoln Financial Group Distribution Media Relations,
T: 484 583-1431, Email: eric.samansky@lfg.com, or Mark Supic, Primerica, Inc.,
T: 470-564-6329, Email : mark.supic@primerica.com
 
Press spacebar to pause and continue. Press esc to stop.