Texas Capital Bank Implements ACH Processing Services from Fiserv

  Texas Capital Bank Implements ACH Processing Services from Fiserv

  *Bank outsources its ACH processing to Fiserv to provide extended
    processing window to its business customers and to continue to honor NACHA
  *PEP+ is the leading ACH solution in the industry and supports 40 of the
    top 50 ACH originators and receivers

Business Wire

BROOKFIELD, Wis. -- April 29, 2013

Fiserv, Inc. (NASDAQ: FISV), a leading global provider of financial services
technology solutions, announced today that Texas Capital Bank has implemented
its PEP+™ ACH Processing Services in order to offer an extended processing
window to its business customers, and meet the latest NACHA regulatory
guidelines, without capital expenditure. PEP+ is an online solution for
originating and receiving ACH electronic funds transfers. It is the leader in
the industry as more than two-thirds of America's 14 billion ACH payments
annually are processed using PEP+.

A $10 billion bank with headquarters in Dallas and 12 branches throughout the
Lone Star State, Texas Capital has achieved a 20 percent year-over-year annual
growth rate since opening its doors in 1998, and it has done it without
mergers or acquisitions. A user of the Signature^® bank platform from Fiserv
since its inception, Texas Capital Bank has a long history of success
partnering with Fiserv.

The new ACH Processing Services from Fiserv enabled Texas Capital Bank to
lengthen its deposit cut-off time from 6:30 p.m. to 8:30 p.m. to accommodate
the needs of its business customers. At the same time, the bank has attracted
customers from new markets. By using ACH Processing Services from Fiserv,
Texas Capital Bank can focus on expanding its footprint in a variety of market
segments, while Fiserv manages the compliance, risk and day-to-day processing
of ACH payments.

“The PEP+ outsourcing model works perfectly for us – it’s cost effective, an
industry standard in ACH technology and Fiserv is committed to keeping up with
all the regulatory changes required in the ACH arena. It’s an ideal fit for
Texas Capital Bank,” said Ken Self, senior vice president, manager of deposit
operations, Texas Capital Bank. “We believe that Fiserv will help us improve
our growth by continuing to develop enhanced commercial banking solutions, and
that is why we continue to see them as a partner moving forward.”

“ACH Processing Services from Fiserv allows mid-market institutions to have
all the functionality, risk mitigation and reporting that you get with PEP+,
but without the cost and staff time associated with acquiring, operating and
maintaining the required systems,” said Pat Korb, senior vice president,
Global Payments Solutions, Fiserv. “Outsourcing allows financial institutions
to not only add valuable, revenue-producing services quickly and cost
effectively, but it also provides a viable strategy to lower fixed costs and
move to a predictable, volume-based cost model.”

In addition to PEP+ and Signature, the total integrated solutions from Fiserv
for Texas Capital include, Item Processing, Corillian^® Business Online,
Branch Source Capture™, EFT, Frontier™ Account Reconciliation and Nautilus^®.

About Texas Capital Bank

Texas Capital Bank is a commercial bank that delivers highly personalized
financial services to businesses and individual clients. Headquartered in
Dallas, the bank has full-service locations in Austin, Dallas, Fort Worth,
Houston and San Antonio. Texas Capital Bank is a wholly owned subsidiary of
Texas Capital Bancshares, Inc. (NASDAQ: TCBI), a member of the Russell 2000®
Indexand the S&P SmallCap 600®. For more information, please visit

About Fiserv

Fiserv, Inc. (NASDAQ: FISV) is a leading global technology provider serving
the financial services industry, driving innovation in payments, processing
services, risk and compliance, customer and channel management, and business
insights and optimization. For more information, visit www.fiserv.com.



Media Relations:
Julie Nixon
Senior Public Relations Manager
Fiserv, Inc.
Additional Contact:
Julie Smith
Public Relations Manager
Fiserv, Inc.
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