ACI Worldwide Paves the Way to True Enterprise Payments with Universal Payments Platform

  ACI Worldwide Paves the Way to True Enterprise Payments with Universal
  Payments Platform

  Provides control, choice and flexibility to transform payment environments

Business Wire

NAPLES, Fla. -- April 22, 2013

ACI Worldwide (NASDAQ: ACIW), a leading international provider of payment
systems, announced the availability of ACI Universal Payments Platform. In the
face of accelerating change such as regulatory changes, fraud and security
issues, adoption of mobile solutions and other disruptive forces, Universal
Payments Platform empowers organizations to achieve true end-to-end enterprise
payments. This approach accelerates time-to-market, reduces risk, drives
revenue growth and increases operational efficiencies.

Universal Payments Platform is at the core of ACI’s Universal Payments (UP)
strategy, focused on equipping financial institutions, payment processors and
retailers to transform their traditional payments environments to address
emerging opportunities, including mobile, social media and web payments.

“ACI is proud to build on our heritage of reliability and scalability to
deliver a path to enterprise payments for our customers,” said Dan Frate,
Executive Vice President, Global Markets and Product Management, ACI
Worldwide. “With our UP strategy, ACI empowers customers with the control,
choice and flexibility needed to face new challenges head on, turning industry
disruption into a competitive advantage.”

“Inaction, in terms of maintaining the status quo, in this type of market will
all but guarantee an environment of competitive disadvantage,” said Andy
Schmidt, Research Director, CEB TowerGroup, Commercial Banking. “An enterprise
approach to payments provides a multitude of benefits, including reduced
operating and maintenance costs, and greater flexibility in creating new
products and revenue streams by delivering key functions as services that can
be leveraged by the entire payments infrastructure. Organizations also benefit
from greater visibility into areas of their business that were previously
obscured by tangled architecture.” ^1

About the ACI Universal Payments Platform

The Universal Payments Platform is a solution that provides purpose-built
payments functionality to orchestrate all aspects of payments processing for
any payment type, any channel, any currency and any network. Combined with
ACI’s leading solutions, it delivers a SOA-based architecture that bridges
existing systems with future needs.

With Universal Payments Platform, customers can:

  *Accelerate time to market for new products or offerings: Flexible
    GUI-based configuration tools simplify the task of interfacing to new
    endpoints, networks and devices – replacing the need for costly,
    hard-coded customizations.
  *Realize an actionable view of their business data: A common payment object
    combined with workflow definition tools provides enterprise-wide
    visibility of customer relationships, risk profiles, fraud prevention and
    other key areas typically hidden within processing silos.
  *Respond to compliance initiatives: Pre-built templates allow flexible
    adjustments to payment structures, protecting against lengthy development
    cycles when new regulatory initiatives are introduced.

ACI will be unveiling the Universal Payments Platform at the following events:
NACHA Payments 2013 (Booth 212), ACI Exchange Barcelona, Asian Banker Summit.
You can also visit or #DiscoverUP on Twitter

About ACI Worldwide

ACI Worldwide powers electronic payments and banking for more than 1,750
financial institutions, retailers and processors around the world. ACI
software enables $13 trillion in payments each day, processing transactions
for more than 250 of the leading global retailers, and 18 of the world’s 20
largest banks. Through our integrated suite of software products and hosted
services, we deliver a broad range of solutions for payments processing, card
and merchant management, online banking, mobile, branch and voice banking,
fraud detection, and trade finance. To learn more about ACI and the reasons
why our solutions are trusted globally, please visit You
can also find us on Twitter@ACI_Worldwide.

© Copyright ACI Worldwide, Inc. 2013.

ACI, ACI Payment Systems, the ACI logo and all ACI product names are
trademarks or registered trademarks of ACI Worldwide, Inc., or one of its
subsidiaries, in the United States, other countries or both. Other parties’
trademarks referenced are the property of their respective owners.

Product roadmaps are for informational purposes only and may not be
incorporated into a contract or agreement. The development release and timing
of future product releases remains at ACI’s sole discretion. ACI is providing
the following information in accordance with ACI's standard product
communication policies. Any resulting features, functionality, and
enhancements or timing of release of such features, functionality, and
enhancements are at the sole discretion of ACI and may be modified without
notice. All product roadmap or other similar information does not represent a
commitment to deliver any material, code, or functionality, and should not be
relied upon in making a purchasing decision.

^1 CEB TowerGroup, Enterprise Payments: Prospering Through Change, April 2013,
Boston, MA: CEB, 2013, pps. 2-3


Rick Sheehy, +1 781-370-3643
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