ACI Worldwide Empowers Financial Institutions to Increase Efficiency of Card Issuing and Account Management

  ACI Worldwide Empowers Financial Institutions to Increase Efficiency of Card
  Issuing and Account Management

 New release drives down the cost of IT, reduces fraud losses and lowers cost
                          of developing new products

Business Wire

NAPLES, Fla. -- April 17, 2013

ACI Worldwide (NASDAQ: ACIW), a leading international provider of payment
systems, is helping financial institutions ease the pressure on margins caused
by spiraling IT costs with the latest version of ACI Issuer™. The combination
of heightened regulation and antiquated systems is driving the cost to support
issuing cards and managing the lifecycle of customer accounts.

“ACI Issuer is designed to help financial institutions lower operating costs
with expected reductions in new product development, long-term maintenance and
infrastructure costs,” said Jeff Hale, senior vice president, retail payments
at ACI Worldwide. “The solution not only reduces costs it can be leveraged to
issue multiple card types in a short timeframe.”

Issuers can eliminate duplicate systems by issuing debit, credit, pre-paid and
commercial cards as well as offering unsecured loans from a single issuing
platform. Using ACI Issuer as a single platform also gives financial
institutions a unified view of customers, accounts, payment types and
transactions. A single view of the customer improves the ability of customer
service representatives to respond to inquiries and resolve issues, increasing
customer satisfaction.

Customers who take the latest release will also receive the following

  *Reduce infrastructure costs with support for IBM System p
  *Lower application development costs through new SOA-based business
  *Lower maintenance costs by eliminating multiple issuing platforms
  *Reduce fraud rates with real time fraud detection from Proactive Risk

“Financial institutions continue to face an increasingly complex and
challenging environment with greater demands being placed on IT systems. A
majority of financial institutions are dissatisfied with their technology
capabilities, which means potential costs could reach unacceptable levels,”
said Madeline K. Aufseeser, senior analyst, Aite Group. “With margins
constantly being squeezed, payment system owners need to be able to control IT
costs while improving capabilities and streamlining improvements for new
feature and product enhancements.”

ACI Issuer 4.4 is available now.

About ACI Worldwide

ACI Worldwide powers electronic payments and banking for more than 1,750
financial institutions, retailers and processors around the world. ACI
software enables $13 trillion in payments each day, processing transactions
for more than 250 of the leading global retailers, and 18 of the world’s 20
largest banks. Through our integrated suite of software products and hosted
services, we deliver a broad range of solutions for payments processing, card
and merchant management, online banking, mobile, branch and voice banking,
fraud detection, and trade finance. To learn more about ACI and the reasons
why our solutions are trusted globally, please visit You
can also find us on or on Twitter @ACI_Worldwide.

© Copyright ACI Worldwide, Inc. 2013.

ACI, ACI Payment Systems, the ACI logo and all ACI product names are
trademarks or registered trademarks of ACI Worldwide, Inc., or one of its
subsidiaries, in the United States, other countries or both. Other parties’
trademarks referenced are the property of their respective owners.

Product roadmaps are for informational purposes only and may not be
incorporated into a contract or agreement. The development release and timing
of future product releases remains at ACI’s sole discretion. ACI is providing
the following information in accordance with ACI's standard product
communication policies. Any resulting features, functionality, and
enhancements or timing of release of such features, functionality, and
enhancements are at the sole discretion of ACI and may be modified without
notice. All product roadmap or other similar information does not represent a
commitment to deliver any material, code, or functionality, and should not be
relied upon in making a purchasing decision.


ACI Worldwide
Rick Sheehy, 781-370-3643
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