Frost Bank, Cardtronics and New ATMs Part of Dallas Love Field Modernization Program

Frost Bank, Cardtronics and New ATMs Part of Dallas Love Field Modernization

New ATMs at Improved Love Field Airport to be Free of Charge for Frost

SAN ANTONIO and HOUSTON, April 16, 2013 (GLOBE NEWSWIRE) -- Frost Bank and
Cardtronics today announced—as part of an expanded ATM branding
relationship—the placement of new, Frost Bank-branded ATMs at Dallas Love
Field in conjunction with the Love Field Modernization Program. While the new
ATMs are now available to all travelers passing through Love Field, Frost
customers can access them free of charge. Frost is a strong regional bank that
has served Texans since 1868. Cardtronics, Inc. (Nasdaq:CATM) is the world's
largest retail ATM owner and exclusive provider of ATM services to Dallas Love

The Love Field Modernization Program renovations, when complete in fall 2014,
will include a new centralized concourse with 20 gates, a remodeled lobby,
expanded baggage claim area, a new ticketing wing—and six new,
conveniently-placed Frost Bank-branded ATMs to greet travelers visiting this
refreshed, iconic Texas airport. Presently, five Frost-branded ATMs are
available at the airport. With this expansion of its ATM branding
relationship, Frost offers its customers free-of-charge ATM access at more
than 620 Cardtronics-owned ATMs located at Valero Corner Stores and Dallas
Love Field. All together, including ATMs operated by the bank and in other
locations, Frost Bank customers enjoy access to a network of more than 1,100

"Frost is pleased to offer people who travel through Dallas Love Field a
convenient ATM option," said Frost Chairman and CEO Dick Evans. "By building
on our ATM branding relationship with Cardtronics, Frost is making it more
convenient for our customers to access their money when traveling to or from
Love Field, while also exposing more people to the Frost brand. Frost now has
the third highest number of ATMs in Texas."

"As the Love Field Modernization Program works to increase efficiency for
travelers, Cardtronics aims to do likewise by installing new ATMs at the
airport," said Rick Updyke, president, North America Business Group,
Cardtronics. "For the second time within 12 months, Frost Bank has looked to
Cardtronics' ATM branding program to expand free-of-charge ATM network
coverage for its customers, underscoring once again our ability to connect
financial institutions with their customers in many of America's most
convenient locations."

Cardtronics, recently awarded a new, long-term contract by the city of Dallas
(which owns and operates Dallas Love Field) has been the exclusive provider of
ATM services to the airport since 2003.

About Frost

Frost is the banking, investments and insurance subsidiary of Cullen/Frost
Bankers, Inc. (NYSE:CFR), a financial holding company with $23.1 billion in
assets at December 31, 2012. One of 24 banks included in the KBW Bank Index
and a top-50 U.S. bank by asset size, Frost provides a full range of business
and consumer banking products, investment and brokerage services, insurance
products and investment banking services to businesses and individuals in the
Austin, Corpus Christi, Dallas, Fort Worth, Houston, Rio Grande Valley and San
Antonio regions. Founded in 1868, Frost has helped Texans with their financial
needs during three centuries. For more information, visit

About Love Evolution

Love Evolution is the ongoing improvement process of Dallas Love Field as it
undergoes a dramatic evolution these next few years. The Love Field
Modernization Program (LFMP), focusing on construction, will transform our
beloved airport and turn it into one of the nation's premiere and modern
airport facilities. The three original concourses will be eventually
consolidated into one, centrally located concourse for all airlines. From more
efficient travel to an increased number of airport concessions, the
modernization program will create tremendous benefits for Love Field

About Cardtronics (Nasdaq:CATM)

Making ATM cash access convenient where people shop, work and live their
lives, Cardtronics is at the convergence of retailers, financial institutions,
prepaid card programs and the customers they share. Cardtronics owns/operates
more than 62,800 retail ATMs in U.S. and international locales. Whether
Cardtronics is driving foot traffic for America's most relevant retailers,
enhancing ATM brand presence for card issuers or expanding card holders'
surcharge-free cash access on the local, national or global scene, Cardtronics
is convenient access to cash, when and where consumers need it. Cardtronics is
where cash meets commerce.

Contact Information:

Cardtronics — Media             Cardtronics — Investors
Nick Pappathopoulos            Chris Brewster
Director – Public Relations     Chief Financial Officer
832-308-4396                   832-308-4128
Frost Bank                     LFMP Public Relations Director
Pam Thomas                     Katrina Keyes
210-220-4205                   214-403-2583

   Cardtronics and Allpoint are registered trademarks of Cardtronics, Inc.

      All other trademarks are the property of their respective owners.

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