SOCIETE GENERALE : SOCIETE GENERALE: CAPITAL INCREASE RESERVED FOR EMPLOYEES AND RETIRED EMPLOYEES ON THE OCCASION OF A CAPITAL

 SOCIETE GENERALE : SOCIETE GENERALE: CAPITAL INCREASE RESERVED FOR EMPLOYEES
         AND RETIRED EMPLOYEES ON THE OCCASION OF A CAPITAL INCREASE




Public Limited Company
With a Share Capital of EUR 976447673,75
Company Registered Office: 29, boulevard Haussmann, 75009 Paris
RCS Paris 552 120 222

                                                                April 16, 2013

                             INFORMATION DOCUMENT

             MADE AVAILABLE TO EMPLOYEES AND RETIRED EMPLOYEES OF
                          THE SOCIETE GENERALE GROUP
                    ON THE OCCASION OF A CAPITAL INCREASE
                 REPRESENTING A MAXIMUM OF 11,641,199 SHARES
      RESERVED FOR EMPLOYEES AND RETIRED EMPLOYEES OF ENTITIES ADHERING
                            TO SOCIETE GENERALE'S
                      INTERNATIONAL GROUP SAVINGS PLANS

This  information   document   can   be  consulted   at   Société   Générale's 
administrative office, 17  cours Valmy,  92972 La  Defense Cedex.  It is  also 
available online on its  intranet website and is  released in accordance  with 
Article 221-3 of the General Regulation of the French Securities Regulator.
MAIN CHARACTERISTICS  OF  THE  CAPITAL INCREASE  RESERVED  FOR  EMPLOYEES  AND 
RETIRED EMPLOYEES OF ENTITIES ADHERING TO SOCIETE GENERALE GROUP SAVINGS PLANS

Issuer                 Société Générale, a public limited company under French
                       Law, with a bank status (hereafter, « Société  Générale 
                       »).
Securities Offered     The  maximum  global  nominal  value  of  the   capital 
                       increase is set at  EUR 14,551,498,75 corresponding  to 
                       the issue  of 11,641,199  shares  to be  subscribed  in 
                       cash.

                       The capital  increase  is  subdivided  into  three  (3) 
                       tranches   using    distinct    investment    vehicles, 
                       respectively  accessible  to  entities  or  groups   of 
                       distinct entities.

                       The Société Générale shares to be issued will be of the
                       same category as and can be assimilated to the  Société 
                       Générale shares already listed  on Nyse Euronext  Paris 
                       (Compartment A).
Terms for Subscription Method for determining the Subscription Price
                       The  subscription   price   is   equal   to   EUR   xx, 
                       corresponding  to  the  average  quoted  price  of  the 
                       Société Générale share  on Nyse  Euronext Paris  during 
                       the twenty (20)  trading sessions  preceding April  16, 
                       2013, the  date of  the  Chairman and  Chief  Executive 
                       Officer's decision, to  whom all  the necessary  powers 
                       have been  sub-delegated  by the  Board  of  Directors, 
                       minus a 20% discount.
                       The subscription period will be open from May 14,  2013 
                       to May 28, 2013 inclusive. 

                       Means for holding the shares
                       The first two (2)  tranches (in France) are  subscribed 
                       through  a  mutual  fund  (Fonds  Commun  de  Placement 
                       d'Entreprise, "FCPE") as part  of the company or  group 
                       savings plan.  Only the  third (3rd)  tranche  (outside 
                       France) can be directly subscribed to by the  employees 
                       as part of the International Group Savings Plan.

                       Beneficiaries of the offer
                       The present offer  is reserved for  employees having  a 
                       three (3) months  seniority within the  Group under  an 
                       employment  contract  in  force  by  the  end  of   the 
                       subscription period, split in:

                       - for the  1^st tranche, the  beneficiaries of  Société 
                       Générale Company Savings Plan and of the Group  Savings 
                       Plan to which the  companies of Société Générale  Group 
                       adhere,  whose  headquarters  are  located  either  in 
                       France or  in  French overseas  counties  (Départements 
                       d'Outre-Mer) ;

                       - for the 2^nd tranche,   the beneficiaries of  Crédit 
                       du  Nord's   and   its  subsidiaries'   and   branches' 
                       respective company  savings  plans,  when  these  plans 
                       provide for the possibility  of subscribing to  Société 
                       Générale's reserved capital increase operations ;

                       -  for  the  3rd  tranche,  the  beneficiaries  of  the 
                       International Group Savings  Plan to  which adhere  (i) 
                       the  companies   of   Société  Générale   Group   whose 
                       headquarters are located either  outside France or  in 
                       the  Collectivités  d'Outre-Mer  and  (ii)  the   Group 
                       offices and branches established either outside France
                       or in the Collectivités d'Outre-Mer.

                       Concerning the first two tranches, ex-employees  having 
                       left their company due  to retirement, including  those 
                       benefiting from early retirement and having kept assets
                       in the company or  group savings plans can  participate 
                       in this reserved capital increase.

                       Subscription ceiling
                       In accordance  with article  L.3332-10 of  the  French 
                       Labour Code, the  total amount  of payments  made by  a 
                       Beneficiary cannot  exceed 25%  of  his or  her  gross 
                       annual remuneration the year  of the subscription,  or, 
                       for  a   Beneficiary  whose   employment  contract   is 
                       suspended and who did not receive any remuneration  the 
                       previous year, 25%  of the  annual ceiling  determined 
                       under article L.241-3  of the  French Social  Security 
                       Code. The Board of Directors decided on February 12^th,
                       2013 that  the total  amount of  net payments  and  net 
                       employer contribution per Beneficiary cannot exceed EUR
                       20,000.

                       Employer Contribution
                       Employer  Contribution  rules  are  specific  to   each 
                       company or group savings plan.

Calendar The subscription period  will be open  from May 14,  2013 to May  28, 
         2013 inclusive. The capital increase is expected to come to effect on
         July 11, 2013 at the latest.

Listing of the new     Listing location
shares                 Société Générale's shares are  listed on Nyse  Euronext 
                       Paris (deferred settlement  market, continuous  trading 
                       group A, ISIN code FR0000130809).

                       Listing of the new Shares
                       The admission of the new shares on Nyse Euronext  Paris 
                       shall be requested immediately after the completion  of 
                       the capital  increase  (the admission  is  expected  to 
                       become effective around July 16, 2013).
General information on Rights attached to the issued shares
the new shares which   The new shares shall be, as soon as they are created,
admission is requested subjected to all the provisions of the Company by-laws
                       and shall have dividend entitlement from January 1st,
                       2013. Consequently, they shall be entirely assimilated
                       with older shares and shall give right to the usual
                       legal prerogatives of shareholders of a public limited
                       company. Notably, they shall give the right to property
                       in the company assets and to liquidating dividends in a
                       proportion equivalent to the fraction of the share
                       capital they represent. Similarly, the dividend is
                       distributed to shareholders in proportion to their
                       share capital ownership.

                       A double voting right, relative to the fraction of the
                       share capital the shares represent, is granted to all
                       registered shares paid-up in full that have been
                       entered in the name of the same shareholder for at
                       least two years from January 1st, 1993 as well as to
                       new registered shares that have been granted free of
                       charge to a shareholder, in the event of a capital
                       increase by incorporation of reserves, profits or share
                       premiums on the basis of shares already benefiting from
                       this entitlement.

                       It is to be noted that, in addition to the legal
                       obligation to report Société Générale the holding of
                       certain fractions of the share capital and/or of voting
                       rights and to make any consequent declaration of
                       intention in accordance with legal provisions, any
                       shareholder, acting either alone or jointly, who would
                       directly or indirectly hold at least 1.5% of the share
                       capital or voting rights of the Company, is required
                       to inform the Company within 15 days of the day they
                       crossed this threshold and give, in this declaration
                       the number of securities held that ultimately give
                       access to the share capital. The management companies
                       of FCPs (Fonds Communs de Placement) are required to
                       provide this information for the total amount of the
                       Company shares held in the funds they manage. Above 1.5
                       %, every incremental threshold crossing of 0.50 % of
                       the share capital or of the voting rights also requires
                       a report to the Company in the conditions provided
                       above. The violation of this obligation is sanctioned,
                       in accordance with legal provisions, at the request
                       (which has to be recorded in the minutes of the
                       Shareholders General Meeting) of one or more
                       shareholders holding at least 5% of the share capital
                       or voting rights of the Company. Any shareholder,
                       acting alone or jointly, is also required to inform
                       the Company within 15 days when the percentage of share
                       capital or voting rights they hold becomes inferior to
                       the thresholds determined in the present paragraph.

                       Negotiability of the shares

                       No statutory clause limits the free negotiability of
                       the shares comprising the share capital of Société
                       Générale.

                       Only the regulations related to the holding of shares
                       as part of a company or group savings plan shall limit
                       the negotiability of the said shares.

                       Nature and type of the shares
                       Except in the occurrence of an Early Exit Event, at the
                       end of the legal lock-up period applicable to units and
                       shares held directly as part of a company or a group
                       savings plan, the shares will be eligible for either
                       bearer or registered form.

Lock-up Period The shares held directly  by the Beneficiaries  as well as  the 
               units of the FCPEs, as the case may be, will be unavailable for
               a period of 5 years, except in the occurrence of an Early  Exit 
               Event in  accordance  with  the provisions  applicable  in  the 
               respective company or group savings plan.
               Regarding the 3^rd  tranche, it has  to be noted  that in  some 
               countries and in compliance with local legislation, Early  Exit 
               Events may not be available to employees.

SOCIETE GENERALE: CAPITAL INCREASE RESERVED FOR EMPLOYEES

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