HSBC Bank PLC: FRN Variable Rate Fix

  HSBC Bank PLC: FRN Variable Rate Fix

UK Regulatory Announcement

LONDON

11 April 2013

Issue: HSBC Finance Corporation

Series 81

XS0189720187

Pursuant to our appointment as Agent for the above stated issue, please be
advised of the following interest rate determination:

Date From: 15 April 2013

Date To: 14 May 2013

Value Date: 14 May 2013

Benchmark Rate: 0.1987%

Margin: 0.7%

Total Rate: 0.8987%

Number of Days: 29

Day Count: Actual / 360

Interest Frequency: Monthly

Total Amount Due:

USD 723,952.78

Pool Factor: 1

Contact:

HSBC Bank PLC